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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

yes good company my credit seems to build with them...

5
yes good company my credit seems to build with them i have used vanquish for several years when ever i have issues o call they seem to sort it not bother . Reviewed on: 11th July 2025

It was easy to apply and I was accepted with...

4
It was easy to apply and I was accepted with no issues Reviewed on: 11th July 2025

Stress free

5
I have been with Vanquis for years and my credit was not great but over the years and with the help of the Vanquis credit card I now have a great rating. Reviewed on: 11th July 2025

Professional provider

5
Professional provider. Queries asked in a timely manner. Customer service knowledgeable and polite. Even if the rates are a little bit higher this credit card is always handy to help you. Overall Vanquis should be the choice when someone is looking for a credit card. No hassle, no headache- just the best card on the market! Reviewed on: 11th July 2025

The service is at par.

5
The service is at par. Very prompt communication, timely and accurate customer support. No junk. Customer focused provider. Reviewed on: 11th July 2025

Best to apply.

5
Best to apply. easy process. Already recommended to friends and family. Reviewed on: 11th July 2025

Easy to use

5
Wry good ease of application form and quick decision app is very easy to use and clear Reviewed on: 11th July 2025

A brilliant card to kickstart your credit history

5
A brilliant card to kickstart your credit history Reviewed on: 11th July 2025

fair credit limit for credit building card great cus...

5
fair credit limit for credit building card great customer service.. good 0 % offers periodically. Reviewed on: 11th July 2025

It's been a good credit card .

4
It's been a good credit card . I have had it for over 5 years Reviewed on: 11th July 2025

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