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Vanquis : Credit builder credit card reviews

4.73
Based on 28,695 reviews, last reviewed 1st Sep 2026
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026
Suzanne Harvey 's avatar
Suzanne Harvey

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28695)

I had a poor credit rating due to a relationship bre...

5
I had a poor credit rating due to a relationship breakdown, I still had choices of cards to build my credit rating back up. I researched cards and interest rates and because of the APP capabilities and interest free offer to me, I decided on Vanquis. The APP they offer allowed me to pay more some months and less others, the flexibility of payments was so good and gave me an incentive to pay off the debt quicker. The flexibility, the prompts that payments are due annd other updates from Vanquis helped me feel in control. My credit score is now brilliant and that is thanks to the prompt updates to my credit reports , hints and tips that Vanquis offer. I am now back to normal and as I’ve said my credit score has been boosted by this card. Thank you Vanquis. The App is so good I didn’t need to call, but if I did as a worker they have great opening times. Reviewed on: 1st May 2024

Always help me.

5
Always help me.very good card. Staff very good. Sometimes money not in my account, I am late paying not extra. Reviewed on: 1st May 2024

Good card to rebuild your credit score appreciate th...

5
Good card to rebuild your credit score appreciate the good credit limit very helpful when your paying off a large debt especially on a 0% promotional.rate Reviewed on: 1st May 2024

Sorted once sorted

5
Had a few problems with a new card, but once sorted excellent Reviewed on: 1st May 2024

good start then poor

4
Great to have a company that can help build credit and I understand that due to the risks involved with that the interest rates are higher. But once built the rates is so uncompetitive the only reason I keep it is so as not to drop my total available credit reported. Reviewed on: 1st May 2024

Always been great very easy to apply support all the...

5
Always been great very easy to apply support all the way down the line very good customer service the app is so straight forward too and a grea tall round card and service Reviewed on: 1st May 2024

Great card for building credit and still use it as m...

4
Great card for building credit and still use it as my main credit card. Customer services are easily available. The only downside is the login is a bit more complicated than it should be and puts me off login in more often. Reviewed on: 1st May 2024

Vanquish credit building card

5
Vanquish proved to be the best credit building card on the market. Reviewed on: 1st May 2024

The staff are very helpful.

5
The staff are very helpful. They solved by query instantly and professionally. Amazing customer service Reviewed on: 1st May 2024

very clear information on the app.

5
very clear information on the app about spending and limits, pending transactions are tracked to make it easy to not go overdrawn. fees are super clear and messages to help to not miss payment days are helpful Reviewed on: 1st May 2024

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