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Vanquis : Credit builder credit card reviews

4.73
Based on 28,695 reviews, last reviewed 1st Sep 2026
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026
Suzanne Harvey 's avatar
Suzanne Harvey

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28695)

Vanquis Credit Builder: A Game-Changer for Credit Score

4
As someone who struggled to improve their credit score, discovering the Vanquis Credit Builder Card was a game-changer for me. This card not only helped me rebuild my credit but also empowered me to take control of my financial future. One of the standout features of the Vanquis Credit Builder Card is its accessibility. Despite my less-than-perfect credit history, I was approved swiftly, allowing me to start rebuilding right away. The manageable credit limit provided me with just enough flexibility to cover my expenses without the temptation to overspend. What truly sets the Vanquis card apart is its tailored approach to credit building. The card offers clear and transparent guidance on how to improve your credit score, providing regular updates and insights into your progress. This personalized support was invaluable in helping me understand my financial habits and make positive changes. Over time, I began to see tangible results. My credit score steadily increased thanks to Vanquis' reporting to major credit bureaus. This not only boosted my confidence but also opened doors to better financial opportunities. I wholeheartedly recommend the Vanquis Credit Builder Card to anyone looking to improve their credit score. Whether you're rebuilding from past mistakes or starting from scratch, this card offers a practical and effective solution. With its user-friendly interface, helpful resources, and proven track record, Vanquis has become an essential tool on my journey to financial success. Reviewed on: 1st May 2024

Great service helpful staff value for money

5
Great service helpful staff value for money Reviewed on: 1st May 2024

Excellent credit.

5
Excellent credit. Perfect friend in your hard times Reviewed on: 1st May 2024

I had a problem with my app and the call handler was...

5
I had a problem with my app and the call handler was very good Reviewed on: 1st May 2024

The vanquis app for android phones is shocking can't...

2
The vanquis app for android phones is shocking can't access tried everything phoned up for help still no satisfaction worst ever Reviewed on: 1st May 2024

Not bad, neitral.

4
Not bad, neitral. Made me upset when sended letter about account closing, after texted it mistake Reviewed on: 1st May 2024

Had no issues, easy to use.

5
Had no issues, easy to use. Always handy to have in wallet Reviewed on: 1st May 2024

New start.

5
Not had a credit card for almost 20yrs...ex wife ran up bills and fouled up my rating...wanting to get back on an even keel, applied to Vanquis and was approved...easy to use app too Reviewed on: 1st May 2024

My experience has been the smoothest ever.

5
My experience has been the smoothest ever. I applied for my card and I got approved. They notice even when you used your credit card wisely and increase the credit limit they sent me my letter by post. First time a company has told me I am using my card well this means they see and observe. I did not have to prove more but they just observed my spending unlike other companies that request you to apply only to deny you the increase and request you try in 4 months time. Kudos Am a happy customer. Reviewed on: 1st May 2024

Very simple and easy to use.

5
Very simple and easy to use/ track and manage your credit card. Easy to make payments and great customer care/service team. Quick responses in emergency cases ie losing a card and freezing and replacing. Very good service all round Reviewed on: 1st May 2024

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