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Vanquis : Credit builder credit card reviews

4.73
Based on 28,695 reviews, last reviewed 1st Sep 2026
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026
Suzanne Harvey 's avatar
Suzanne Harvey

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28695)

The website is awful.

3
The website is awful. The want you to do everything with a mobile app. Android and ios have no security and get havked a lot. This is the reason I do not use either of these mobiles. They dont understand and are stuck in their ways. Reviewed on: 1st May 2024

Excellent customer services , happy with the interes...

5
Excellent customer services , happy with the interest rate on my credit. Reviewed on: 1st May 2024

Vanquis has helped me to rebuild my credit score.

5
Vanquis has helped me to rebuild my credit score. An excellent company with excellent rates. Great service too from dedicated staff. A must for everyone who needs to rebuild trust in financial institutions. Reviewed on: 1st May 2024

A great experience with Vanquish

5
Always had a great experience with Vanquish. I had my card cloned and it was sorted without any fuss. Great customer service Reviewed on: 1st May 2024

My business went bust when the banks pulled the plug...

4
My business went bust when the banks pulled the plug on small businesses turning over less than £5m in the last recession. Vanquis trusted me with a new start - and a £4k limit! Now I'm back on my feet with the new business, I don't need the credit, but, back then, I was grateful. Reviewed on: 1st May 2024

Overall a nice and reliable bank.

4
Overall a nice and reliable bank.. Reviewed on: 1st May 2024

Would recommend

5
Never had any problems. Would definitely recommend! Reviewed on: 1st May 2024

Easy and affordable card to get very happy with it...

5
Easy and affordable card to get very happy with it Reviewed on: 1st May 2024

Great card for building your Credit rating.

4
I have been a customer for some time now, the account freeze option was greatly appreciated when I fell on hard times, but that's no longer an option now, which is a shame because it was very helpful for anyone who has faced financially difficulties. Since I applied to vanquist interest rates have gone down significantly which is great! but, when offered a credit increase, I have to answer so many personal questions, as if I am a new customer, This inconvenience stops me from applying for the increase. I have a good credit score & payment history since my hardship over 6 years ago. That should be enough proof i am a reliable customer when offered an increase. Other than that I have no issues and use Vanquis as my main credit card because of the competitive interest rates. Which on occasion have been lowered because of my good payment history. I would recommend vanquis for anyone trying to build their credit score. Reviewed on: 1st May 2024

Vanquis bank has always kept me informed of any cha...

5
Vanquis bank has always kept me informed of any changes Reviewed on: 1st May 2024

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