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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28689 reviews)

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4.73

Based on 28,689 reviews, last reviewed 16th Jul 2026

795600% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

Im glad vanquish kept their faith in me.

Im glad vanquish kept their faith in me. Credit problems have been external due to court battle outside my hands relating to traffic incident impacting my credit flow. Vanquis have assisted in me being able to pay bills and keep fighting against injustice Reviewed on: 20th May 2026

Great card for building your credit.

Great card for building your credit. Helpfully money saving advice on the app. There is always some body who is there if you need help with any payment matters. Reviewed on: 20th May 2026

Excellent

The Vanquis credit card is a solid option for people looking to rebuild or improve their credit score. One of the best things about the card is that it’s easier to get approved for compared to many mainstream credit cards, making it ideal for people with limited or poor credit history. Vanquis also offers a soft eligibility check, so you can see your chances of approval without affecting your credit score. Another major advantage is its ability to help build credit when used responsibly. Users who make payments on time and keep balances low often report improvements in their credit rating and occasional credit limit increases over time. Overall, Vanquis is a good starter or credit-builder card for people wanting a second chance financially. It works best when you pay the balance in full each month to avoid interest charges. Reviewed on: 20th May 2026

Good and quick service.

Good and quick service. Would recommend Reviewed on: 20th May 2026

Happy customer

They have assisted me in re building my credit score and have been very helpful with any enquiries. Reviewed on: 20th May 2026

A very good card and top app for your account...

A very good card and top app for your account Reviewed on: 20th May 2026

Can pay any country and can send money to account ve...

Can pay any country and can send money to account very quick Reviewed on: 20th May 2026

Has always been smooth, communication is great, neve...

Has always been smooth, communication is great, never had any problems with Vanquis, even with the changing of apps, it was a smooth and well communicated process. Reviewed on: 20th May 2026

Very reliable, trustworthy and a good customer service

Very reliable, trustworthy and a good customer service Reviewed on: 20th May 2026

Can't complain about the services

Can't complain about the services Reviewed on: 20th May 2026

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