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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28695 reviews)

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4.73

Based on 28,695 reviews, last reviewed 1st Sep 2026

99% decrease in 5 star reviews

in the past 90 days

97% decrease in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28695)

My last visit.

When my mother was ill with cancer, I had a choice to either pay my monthly bill or go 200 miles to visit her. After speaking to customer service, I was told that Vanquis would pay that month, so I could visit my mother. Reviewed on: 20th May 2026

Perfect!

Vanquis is the first credit card I ever got.. I have never had any issues and would recommend to anyone!.. customer service are also great a d understanding.. overall a brilliant experience. Reviewed on: 20th May 2026

Good company,

Been with vanquis many years never had a problem customer service good too Reviewed on: 20th May 2026

Excellent card,Excellent employee that work for them.

Excellent card,Excellent employee that work for them. Reviewed on: 20th May 2026

Fast and easy, I was accepted fast, and everything w...

Fast and easy, I was accepted fast, and everything went smooth Reviewed on: 20th May 2026

Just what I need

For me it is a great way to pay day to day bills and so on. I always pay in full every month. I haven't ever used customer service everything has always been done via the app. Reviewed on: 20th May 2026

Im glad vanquish kept their faith in me.

Im glad vanquish kept their faith in me. Credit problems have been external due to court battle outside my hands relating to traffic incident impacting my credit flow. Vanquis have assisted in me being able to pay bills and keep fighting against injustice Reviewed on: 20th May 2026

Great card for building your credit.

Great card for building your credit. Helpfully money saving advice on the app. There is always some body who is there if you need help with any payment matters. Reviewed on: 20th May 2026

Excellent

The Vanquis credit card is a solid option for people looking to rebuild or improve their credit score. One of the best things about the card is that it’s easier to get approved for compared to many mainstream credit cards, making it ideal for people with limited or poor credit history. Vanquis also offers a soft eligibility check, so you can see your chances of approval without affecting your credit score. Another major advantage is its ability to help build credit when used responsibly. Users who make payments on time and keep balances low often report improvements in their credit rating and occasional credit limit increases over time. Overall, Vanquis is a good starter or credit-builder card for people wanting a second chance financially. It works best when you pay the balance in full each month to avoid interest charges. Reviewed on: 20th May 2026

Good and quick service.

Good and quick service. Would recommend Reviewed on: 20th May 2026

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