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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28689 reviews)

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4.73

Based on 28,689 reviews, last reviewed 16th Jul 2026

795600% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

Very friendly always happy to help x

Very friendly always happy to help x Reviewed on: 20th May 2026

Everthing I need I found at Vanquis bank

Everthing I need I found at Vanquis bank Reviewed on: 20th May 2026

Helped build my credit score by just simply been abl...

Helped build my credit score by just simply been able to have the money to do my food shop and pay it if when my statements comes in, credit score appears to be getting begged. Customer service are very friendly and their to help no matter the problem. Statements come in easy read form. Overall great service Reviewed on: 20th May 2026

My experience with vanquis

I have been a customer for upwards of 5 years. I have a good working relationship with vanquis except that vanquis initiated a direct debit for my account when I had not been told. However, I am confortable with this arrangement. Reviewed on: 20th May 2026

I’ve had a really positive experience using this cre...

I’ve had a really positive experience using this credit card. The application process was smooth, customer service has always been helpful, and the rewards and benefits are excellent. Payments are easy to manage through the app, and I feel secure using the card for everyday purchases. Highly recommended! Reviewed on: 20th May 2026

Well,it's was first credit card, started with a smal...

Well,it's was first credit card, started with a small amount now I have a good credit and high limit. Reviewed on: 20th May 2026

Best card ever I have.

Best card ever I have. It helps a lot Reviewed on: 20th May 2026

Most helpful card I've had

Whenever I have had a problem with making a payment on time I have always received assistance regarding making a promise to pay by certain date and no additional charge incurred. I have always honoured this assistance as they have been good enough to help in troubled times. I have another credit card that I have cancelled and just paying off as it is too high interest and keeps going up, Vanquis is a much better company Reviewed on: 20th May 2026

Delighted

Never had any problems always use the app for updates Reviewed on: 20th May 2026

Structured credit card

It offers a good customer support and conduct frequent affordability checks and will automatically increases the credit limit. And also it offers wide range of balance transfer offers. the only thing it lacks is credit card offers on retail and online stores Reviewed on: 20th May 2026

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