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Vanquis : Credit builder credit card reviews

4.73
Based on 28,695 reviews, last reviewed 1st Sep 2026
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026
Suzanne Harvey 's avatar
Suzanne Harvey

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28695)

I love usen this card diff when you have a...

5
I love usen this card diff when you have a emergency Reviewed on: 20th May 2026

Decent credit card

5
Good company, never had any real issues. They have started a prizes scheme every month for card usage which can be trips to Orlando. Reviewed on: 20th May 2026

I no if I have a problem I can phone customer servic...

5
I no if I have a problem I can phone customer service and are always understanding. polite. Reviewed on: 20th May 2026

The Best Credit Card Company Around

5
I have been with Capital One for years. They are great. The APR is reasonable and if you are wise with your card, you have the option to increase your spending level. Their customer service is excellent, they really know how to help if you run in to difficulty and are extremely understanding. They have a mobile app which allows you to keep on top of your spending, with the options to make payments through the app. Its extremely easy to use. This was my first credit card and they accepted me even though my credit rating wasn't fantastic. I highly recommend Capital One for all your credit card needs. Reviewed on: 20th May 2026

Easy app to use and quick service

5
Easy app to use and quick service Reviewed on: 20th May 2026

Regularly increase of credit limit.

5
Regularly increase of credit limit. Also Regular offers 0f 0% balance transfer. Reviewed on: 20th May 2026

Very friendly always happy to help x

5
Very friendly always happy to help x Reviewed on: 20th May 2026

Everthing I need I found at Vanquis bank

5
Everthing I need I found at Vanquis bank Reviewed on: 20th May 2026

Helped build my credit score by just simply been abl...

5
Helped build my credit score by just simply been able to have the money to do my food shop and pay it if when my statements comes in, credit score appears to be getting begged. Customer service are very friendly and their to help no matter the problem. Statements come in easy read form. Overall great service Reviewed on: 20th May 2026

My experience with vanquis

4
I have been a customer for upwards of 5 years. I have a good working relationship with vanquis except that vanquis initiated a direct debit for my account when I had not been told. However, I am confortable with this arrangement. Reviewed on: 20th May 2026

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