Write a review

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

View other Vanquis products

4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19912)

Good credit card company and they are reliable

Good credit card company and they are reliable Reviewed on: 10th July 2025

Easy application process & Mobile app is brilliant

Easy application process & Mobile app is brilliant Reviewed on: 10th July 2025

Great bank very helpful never have any issues

Great bank very helpful never have any issues Reviewed on: 10th July 2025

I've been with Vanquish for some year's now and will...

I've been with Vanquish for some year's now and will continue to be . I've had a loan with them as well as a credit card ,and have always found them easy to contact and great to deal with. In the past when going through a family bereavement, Vanquish froze my account for me meaning I had breathing space to financially help the family ,This was a Godsend . In all, they've been fantastic. Reviewed on: 10th July 2025

Help was there when I need it not judged

I was finding difficult to get credit Vanquis came to my rescue it been a godsend ty Reviewed on: 10th July 2025

Vanquis helped me when noone else would.

Vanquis helped me when noone else would. I was so incredibly grateful for the amount they awarded me and through the early days they were so supportive of my situation (which was not a good one!) I thank heaven for Vanquis at a time when I just needed and desperately wanted somebody to trust me, when debt hits for whatever your reasons it is so hard to claw back any sense of worth or hope but this did. Thank you Vanquis I really appreciated your help at a time when I felt everyone was so against me trying to move on with my life :) Reviewed on: 10th July 2025

awesome and convenience of using card on Apple Pay

awesome and convenience of using card on Apple Pay Reviewed on: 10th July 2025

Good experience, good product

I love how everything was seamless from the point of applying to the approval stage. My credit card was delivered in no time and my experience has been nothing short of awesome. Reviewed on: 10th July 2025

Easy to apply

Easy to apply and easy to use. App is also very useful Reviewed on: 10th July 2025

Giving interest free for first 6 months is the best...

Giving interest free for first 6 months is the best thing about Vanquis credit card Reviewed on: 10th July 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Rewards Credit Card
from Lloyds Bank 4.02 from 60 reviews
Gold Credit Card
from American Express 4.74 from 25 reviews
Credit card
from Jaja Finance 1.37 from 144 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.92 from 1253 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Vanquis Savings
from Vanquis 4.74 from 4 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub