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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

This is the best credit card I have ever used...

5
This is the best credit card I have ever used Reviewed on: 10th July 2025

Overall great credit card

5
Very smooth and easy transfers with payments and spending and great for building my credit score Reviewed on: 10th July 2025

Full of Answers.

5
The assistant was very noligible answered all my questions..well pleased. Reviewed on: 10th July 2025

Improves credit rating

5
Easy app. Vanquis has helped me plan my finances,since I became disabled (not planned), to sort my benefits and my part time salary. Miraculously improving my credit rating at the same time! Thank you Vanquis Reviewed on: 10th July 2025

Vanquis are easy to deal with.

5
Vanquis are easy to deal with. The app is straightforward. It's easy to make extra payments through the app, with different payment methods available. They have a competitive interest rate and I am very happy with it. Reviewed on: 10th July 2025

Reliable bank and can be used international

4
Reliable bank and can be used international Reviewed on: 10th July 2025

My card and limit

5
Just great people to work with recommend to everybody I know . Reviewed on: 10th July 2025

Vanquis are good.

5
Vanquis are good. So far I'm happy with everything especially the app Reviewed on: 10th July 2025

Would Recimmend

5
No problems, easy to make payments & the App is useful Reviewed on: 10th July 2025

Fantastic helpful honest great card and company

5
Fantastic helpful honest great card and company Reviewed on: 10th July 2025

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