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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28674 reviews)

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4.73

Based on 28,674 reviews, last reviewed 2nd Jul 2026

397150% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

4

Great service from a great team ... I was granted my first Vanquis credit card back in 2016 and, since then, it has been a real boon. My credit score is now at its highest (999), and Van... Read more Reviewed on: 2nd July 2026

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28674)

Hi, im in my 70s and have never had a credit card or...

Hi, im in my 70s and have never had a credit card or debiit card (i thought they were the same thing) i was told to try for a credit card, to boost my credability score, and was treated badly by most providers, Vanquis gave me a chance, where others did'nt, and Vanquis have actulley moved me up the credit ladder,as i stated i truley had no idea that not havig a credit record, was detrimental to me to even getting any type of credit, but with the help of some very patient customer service people Vanquis have really helped me to have a new confidence in my finance dealings, Thanks Vanquis. Dave. Reviewed on: 25th May 2026

I have been using the Vanquis Credit Builder Credit...

I have been using the Vanquis Credit Builder Credit Card for some time and overall my experience has been positive. It is a good option for people who are trying to improve or rebuild their credit score in the UK. The application process was simple, and I received a quick decision. The mobile app is easy to use and helps track spending, available balance, and repayments. Payments usually update quickly, and customer service has been helpful whenever I contacted them. One of the best things about this card is that it gives people a chance to build credit history when many mainstream banks may decline applications. However, the interest rate is quite high, so it is important to pay the balance on time and avoid carrying debt month to month. The initial credit limit may also be low, but responsible usage can help increase it over time. Overall, Vanquis is a useful credit builder card for beginners, students, newcomers to the UK, or anyone repairing their credit profile. If used responsibly, it can genuinely help improve your credit score. Reviewed on: 25th May 2026

So easy to us and the app is very helpful...

So easy to us and the app is very helpful Reviewed on: 25th May 2026

Was very easy to get started on my credit journey.

Was very easy to get started on my credit journey. Communication is easy and staff are polite. I always get corespondonce on credit increase and my payments pending. Reviewed on: 25th May 2026

When phoning the staff are helpful and very pleasant...

When phoning the staff are helpful and very pleasant to deal with Reviewed on: 25th May 2026

Very useful I am happy with it, customers service is...

Very useful I am happy with it, customers service is also very helpful Reviewed on: 25th May 2026

Great service easy app simple to use apps

Great service easy app simple to use apps Reviewed on: 25th May 2026

My pot of gold my card love it

My card life saver unexpected emergency s holidays my little pot of gold the card shud be gold Reviewed on: 25th May 2026

Best Credit Builder

With a poor credit rating I have used Vanquis to help build my credit rating and this has help my score now exceeds my local area and I aim to use this to be equal or better than the national average scores. Recently there was unusual activity on the account and the account was frozen immediately with security like this spotting suspicious activity I can relax better knowing not only my account is safe but my money is too. Reviewed on: 25th May 2026

Built credit rating

Built credit rating, all ways receive reminders when it’s due Reviewed on: 25th May 2026

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