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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Good credit building card

Vanquis has kept raising my credit limit due to me always making my payments on time. Reviewed on: 10th July 2025

Always helpful and always updating me about my accou...

Always helpful and always updating me about my account and what I need. Reviewed on: 10th July 2025

Helpful and saved my credit history

I started using vanquis as I had a poor credit history, having this card/service has enabled me to get my finances back in order and I now have excellent credit after having vanquis for about 5 years. Love the app as it’s easy and quick to use, I have peace of mind that I have card that is for emergencies if needed aswell. Reviewed on: 10th July 2025

Good all-rounder

I've had a credit card with vanquis for a couple of years now and there's been no issue at all with the service that's been provided interest rates a a little high but due to my credit score not being brilliant it's to be expected thumbs up from me Reviewed on: 10th July 2025

A Helping Hand!

I've been using this credit card for a few months and it's been very reliable. The application process was simple, and the mobile app is user-friendly for managing payments and checking balances. Customer service has been helpful whenever I had questions. A good choice for everyday use. Reviewed on: 10th July 2025

Great credit building card

My wife has used Vanquis for a while and I've just got my card. This was perfect for us both trying to build/rebuild our credit and has helped us both to manage our finances Reviewed on: 10th July 2025

Highly recommend!

I've been using vanquis credit card for some time now. It is easy, the customer service great, helping to access to credit in a responsible way.i highly recommend. Reviewed on: 10th July 2025

Very good and helpful services.

Very good and helpful services...love the reminder services Reviewed on: 10th July 2025

Easy to use and easy to understand website, always k...

Easy to use and easy to understand website, always kept informed of upcoming offers and changes. Reviewed on: 10th July 2025

Good Card

They give good limits and their customer service is quick. Had some issues with tap & pay once and it got immediately resolved when i called the customer service. Reviewed on: 10th July 2025

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