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Vanquis : Credit builder credit card reviews

4.73
Based on 28,689 reviews, last reviewed 16th Jul 2026
795600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28689)

Nice App

4
The App is great and easily accessible. Reviewed on: 20th May 2026

Loyality

5
I think you should reduce the interest rate on customers who have been with you for a long time and have a good record with you. Reviewed on: 20th May 2026

Funk West is a extent company on excellent to help p...

5
Funk West is a extent company on excellent to help people out when they need it I am so proud of vanquist to be our customer Reviewed on: 20th May 2026

Very happy with the app

4
Very happy with the app it is very helpful Reviewed on: 20th May 2026

Would recommend

4
Vanquis can into my life and helped me turn things around. Reviewed on: 20th May 2026

This bank is very good like i happy to open the acco...

5
This bank is very good like i happy to open the account is very easy service Reviewed on: 20th May 2026

Shame. Not very good anymore.

1
These people have prevented me from using their app as they want my photograph. Stating that is normal amongst financial organisations which is factually incorrect. Such a shame. They were very good in the past. Reviewed on: 20th May 2026

Great opportunity for credit building

5
It is a great opportunity to build one's credit however the APR is quite high. Reviewed on: 20th May 2026

Generally a good service provider.

4
Generally a good service provider. Easy to navigate the app and pretty straightforward transaction experience Reviewed on: 20th May 2026

Reliable and easy to use, recommend to many of my fr...

5
Reliable and easy to use, recommend to many of my friends who are pleased with the service Reviewed on: 20th May 2026

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