Write a review

Newsletter

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28689 reviews)

View other Vanquis products

4.73

Based on 28,689 reviews, last reviewed 16th Jul 2026

795600% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (28689)

Excellent User Experience

My experience with the Vanquish app has been very positive so far. The app is easy to use. I especially like how simple it is to use the features without any confusion. Overall, it has been reliable and enjoyable to use, and I would definitely recommend it to others. Reviewed on: 20th May 2026

A card I couldn't do without!

Good customer service, an easy to use app, and a great card for people wishing to rebuild a better credit score! Having a Vanquis card has been a lifeline when it's been a tricky financial month. Reviewed on: 20th May 2026

Nothing more than excellent service

Nothing more than excellent service Reviewed on: 20th May 2026

This company is easy to deal with.

This company is easy to deal with. Application form is straightforward. Reviewed on: 20th May 2026

Have found it to be very versatile , easy to use and...

Have found it to be very versatile , easy to use and keep control of spending. App is really useful , able to keep on top of my spending whilst assisting me to rebuild my credit rating. Very happy with my account. Reviewed on: 20th May 2026

Very clear interface, connected Snoop app was a life...

Very clear interface, connected Snoop app was a lifesaver for my finances. A lot of useful offers. Application process was very clear and easy to get through Reviewed on: 20th May 2026

Money transfer .

Was there when I needed them.great service money in account same day!! Would recommend. Reviewed on: 20th May 2026

I’ve been using the Vanquis Credit Builder Credit Ca...

I’ve been using the Vanquis Credit Builder Credit Card for a while and overall it’s been a useful option for improving my credit score. The application process was straightforward, and I liked getting a clear spending limit from the start. The app is simple to use and makes it easy to track payments and spending. If you pay on time and stay within your limit, it can definitely help rebuild your credit profile over time. That said, the interest rates are quite high, so I wouldn’t recommend carrying a balance unless absolutely necessary. It works best as a card for small purchases that you pay off in full each month. Customer service has been decent in my experience, although response times can vary. Overall, I’d say it’s a good starter or credit-building card for people trying to improve their financial history, as long as it’s used responsibly. Reviewed on: 20th May 2026

Quick response and friendly staff

It's easy to talk to someone if you need help. I did yesterday and I was surprised how quick I got someone to help me out. Reviewed on: 20th May 2026

The best credit card I ever had and the service I ge...

The best credit card I ever had and the service I get is beyond expectations Reviewed on: 20th May 2026

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

American Express Credit Card
from American Express 3.78 from 120 reviews
Aquis Card
from Vanquis 4.48 from 44 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.80 from 1254 reviews
Aquis Card
from Vanquis 4.48 from 44 reviews
Credit card
from Vanquis 4.39 from 598 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub