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Vanquis : Credit builder credit card reviews

4.73
Based on 28,689 reviews, last reviewed 16th Jul 2026
795600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28689)

Love having a Vanquis account as they are very reaso...

5
Love having a Vanquis account as they are very reasonable & easy to use abroad. Reviewed on: 20th May 2026

Good credit provider overall, although the app could...

4
Good credit provider overall, although the app could improve with a better UI. I’d like to be able to change the theme Reviewed on: 20th May 2026

Amazing experience very customer focussed would high...

5
Amazing experience very customer focussed would highly recommend! I also think they take their obligations to their customers seriously as in monitoring and watching accounts before increasing amounts etc and you are always in control Reviewed on: 20th May 2026

Love using my card really helpful and all round amaz...

5
Love using my card really helpful and all round amazing Reviewed on: 20th May 2026

Always offered me great 0% deals.

5
Always offered me great 0% deals. Reviewed on: 20th May 2026

Easy to apply, helpful all the way through.

5
Easy to apply, helpful all the way through. Reviewed on: 20th May 2026

Vanquis have helped me build my credit rating back u...

5
Vanquis have helped me build my credit rating back up after I had to put myself in a debt plan. It’s helping me get back in the right direction. The app is so easy and simple to use and it’s handy to see your balance straight away. The cash back bit is also a bonus Reviewed on: 20th May 2026

Interest rate is high.

5
Interest rate is high. The app is useful. Had to limit contact as they were messaging all the time Reviewed on: 20th May 2026

Easy to use online portal hastle free customer service

5
Easy to use online portal hastle free customer service Reviewed on: 20th May 2026

Not had any issues, app experience is good

5
Not had any issues, app experience is good Reviewed on: 20th May 2026

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