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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I like application process service and very fast

I like application process service and fast Reviewed on: 10th July 2025

Quick process and very good APR.

Quick process and very good APR. Reviewed on: 10th July 2025

Mostly good

Very good online, but could be better at the call centres Reviewed on: 10th July 2025

Highly Efficient

Any time i have had a problem it was dealt with very efficiently.Spoke to a real person and they were very helpful Reviewed on: 10th July 2025

I've had my Vanquis credit card for ten years now.

I've had my Vanquis credit card for ten years now. I originally got it to build my credit rating that wasn't brilliant. Its helped me to change my credit score from okay to excellent very quickly & I couldn't be happier. I'm so grateful to Vanquis for getting me there. I wouldn't be without my card now. I'd definitely recommend (& have done so) vanquis to anyone looking to build credit or for just the credit card itself. Customer service is excellent as well. Friendly & extremely helpful. Thank you so much! Reviewed on: 10th July 2025

I Have good experienced and good customers service

I Have good experienced and good customers service Reviewed on: 10th July 2025

Good service and advise

Good service and advise facility Reviewed on: 10th July 2025

Excellent

So far, my experience with Vanquis has been positive. Reviewed on: 10th July 2025

Got accepted straight away when no one else would ac...

Got accepted straight away when no one else would accept, and got a great balance to start with! Would 100% recommend Reviewed on: 10th July 2025

No issues with service and regular contact, which he...

No issues with service and regular contact, which helps keep on top of account. Reviewed on: 10th July 2025

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