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Vanquis : Credit builder credit card reviews

4.73
Based on 28,694 reviews, last reviewed 10th Aug 2026
795900% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Vanquis there when needed Vanquis have helped me out continuously and is so easy to use. Gives me peace of mnd for the unexpected Reviewed on: 1st August 2026
Yracy loucas's avatar
Yracy loucas

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28694)

So far I have had good experience with the use of my...

5
So far I have had good experience with the use of my card Reviewed on: 24th May 2026

A good, easy to manage starter card

4
Been with Vanquis for years to help build credit as has my mum. If you're disciplined with your money, it's great. The only downside I've found was that it was tricky for my mum to reduce her credit limit but that's probably the same with most companies. The prize draw they've introduced and rewards are added bonuses. The app is easy to use. Reviewed on: 24th May 2026

Excellent service, whenever I needed it.

5
Excellent service, whenever I needed it. Reviewed on: 24th May 2026

Good experience.

5
Good experience. They have good customer service Reviewed on: 24th May 2026

Good service, very easy to use app

5
Good service, very easy to use app Reviewed on: 24th May 2026

Great first credit card for building up credit score

4
Great first credit card for building up credit score Reviewed on: 24th May 2026

Great credit card for rebuilding your credit.

5
Great credit card for rebuilding your credit. Reviewed on: 24th May 2026

My experience

5
Since I’ve been using Vanquis credit card they have always been honest in helping me to find the right loan or amount I’ve needed to help purchases they’ve told me the benefits and drawbacks relating to what I’ve always requested and never dragged their feet in saying yes or no to what I’ve requested I recommend them to anyone who needs aaisstance with help to aid their finances Reviewed on: 24th May 2026

This credit card does exactly what it says- credit b...

5
This credit card does exactly what it says- credit builder. I have used it to build my credit & I am in a great place now Reviewed on: 24th May 2026

Outstanding card system, very happy 5 star service

5
Outstanding card system, very happy 5 star service Reviewed on: 24th May 2026

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