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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

The ease of the website use

5
The ease of the website is far better than I had expect. Reviewed on: 10th July 2025

First-class customer service

5
This was based on my enquiry to Vanquis customer service to which I was satisfied with the outcome having my credit building experience First-class customer service Reviewed on: 10th July 2025

Great service when I've needed it.

5
Great service when I've needed it. Someone on the other end of the phone. Agents very knowledgeable Reviewed on: 10th July 2025

Great card, app, and service.

5
Took this card on because at the time it was the best for me, but they have been excellent at everything, from helping manage my credit limit, to being very supportive when i needed to handle a charge back i needed to do due to none delivery of an expensive item. On top of this the app is really good too. Reviewed on: 10th July 2025

Excellent

5
The experience is generally simple: easy application, quick decisions, and tools to manage spending. Reviewed on: 10th July 2025

Great and understanding service from Vanquis

5
Great and understanding service from Vanquis Reviewed on: 10th July 2025

Lost my card and within 5 minutes all sorted thank...

5
Lost my card and within 5 minutes all sorted thank you Reviewed on: 10th July 2025

Easy to use the app and the card in the supermarket...

5
Easy to use the app and the card in the supermarket and shops, to make purchases Reviewed on: 10th July 2025

Good card to improve credit.

5
Good card to improve credit. Accepted at almost everywhere in the UK. Good app to follow spending habits and easy to track every transaction. Setting up pay back is easy and straightforward! Reviewed on: 10th July 2025

Very good customer service very helpful staff

5
Very good customer service very helpful staff Reviewed on: 10th July 2025

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