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Vanquis : Credit builder credit card reviews

4.73
Based on 28,675 reviews, last reviewed 3rd Jul 2026
397200% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Good experience Very good experience. Very helpful Reviewed on: 3rd July 2026
maudasera z's avatar
maudasera z

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28675)

Kind, helpful and very efficient

5
Kind, helpful, efficient I’ll replace that with very efficient. Are aware of my hearing issues they don’t shout they just do their best to speak as clearly as possible amazing helpful and kind. Reviewed on: 24th May 2026

A easy experience with the card simple and the app i...

5
A easy experience with the card simple and the app is friendly to the user. Still some room to improved but it is going in the right direction Reviewed on: 24th May 2026

Vanquis credit card

4
By website :- accessible , clear precise presentation , easy to work through. By phone , good accessability , clear advice , quick response , polite while holding you to check details . Reviewed on: 24th May 2026

Vanquis Bank, the bank that cares!

5
Since I have been with Vanquis they have not only supported me with a credit card, they continue to support me with good financial debt advice. Not many credit card companies I know of do this! They always remind me with plenty of time to spare so I don’t get a late payment fee that my monthly payment is due soon! They also give helpful advise on how to get out of debt and why it’s important to speak up if you are struggling to make your monthly payment, as they have solutions, payment breaks etc…so you always know with Vanquis that they have your back and not like those other credit card companies that just take your money! Reviewed on: 24th May 2026

It can’t get any better than with Vanquis

5
Seamless application process, tailored balance increase limits, 9 months interest fee on balance transfer and bank transfers? I have never had it better anywhere else. I would definitely recommend. Reviewed on: 24th May 2026

very good easy to use

5
very easy to use very good experience with Vanquis Reviewed on: 24th May 2026

Very good, easy app to stay in control

5
Very good, easy app to stay in control Reviewed on: 24th May 2026

Improved credit rating thanks to Vanquis card.

5
Have had my Vanquis card for 10+ years having had poor credit history. My rating is now near tge max end Reviewed on: 24th May 2026

IBrilliant!

5
I have been with Vanquis for a long time. And have had no problems in building up a great credit score. Reviewed on: 24th May 2026

Vanquis helped me rebuild my credit

5
Vanquis was one of the only credit cards that accepted me when I had really poor credit and was looking to rebuild it. Since then, I've been able to rebuild my credit easily. I've probably only ever had 1 issue since being with Vanquis in over 6 years and even then, their customer service was amazing. Reviewed on: 24th May 2026

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