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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

They have been extremely professional and helpful wh...

They have been extremely professional and helpful when it's needed. Will help you in a difficult situation . Friendly and approachable Reviewed on: 10th July 2025

good so far

easy set up, card arrived quickly and the app is user friendly Reviewed on: 10th July 2025

Vanquis has given me the opportunity to build my cre...

Vanquis has given me the opportunity to build my credit score Reviewed on: 10th July 2025

FAAABBBBBBULOUSSSS ;)

The best way I could have ever thought when it comes to building up my credit score! Easy to navigate the app to keep track of spending and balance and super easy to do bank transfers also to keep on top op budget. Customer services have been extremely great when needed and helpful and lots of useful information and advice on how to best use your card and the best options for keeping on top of payments. Balance transfers are also an option, and being able to also move money from your credit card to your bank account is also a fantastic advantage of the credit builder. Applying was also reasonable and you get to know the decision of your application without actually affecting your credit score which is a major advantage. Quick, seamless and efficient! Thank you Vanquis :)xoxox Reviewed on: 10th July 2025

been using this vanquis for years

been using this vanquis for years Reviewed on: 10th July 2025

Vanquis on point....

Vanquis credit limit is responsible because it is in line with income and affordability Reviewed on: 10th July 2025

I have been with vanquis for a number of years now a...

I have been with vanquis for a number of years now and never had any problems with them statements very clearly and easily readable Reviewed on: 10th July 2025

navigation

Easy to navigate and work your way round the app Reviewed on: 10th July 2025

Great card and app

Great card and app, easy to make payments and review bills Reviewed on: 10th July 2025

Excellent services.

Excellent services. Customer Service is outstanding. Reviewed on: 10th July 2025

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