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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis card using very easy ,service very fast

Vanquis card using very easy ,service very fast Reviewed on: 9th July 2025

very good on interest charges and payments

very good on interest charges and payments Reviewed on: 9th July 2025

Customer Service

When phoning customer service,they is always a kind voice at the end of the call. Reviewed on: 9th July 2025

Ease of use at all retail outlets, brilliant custome...

Ease of use at all retail outlets, brilliant customer service Reviewed on: 9th July 2025

Really helped me improve my credit score after suffe...

Really helped me improve my credit score after suffering hardship for a number of years Reviewed on: 9th July 2025

I've had my account for sometime now vanquis always...

I've had my account for sometime now vanquis always keeps me up to date with everything within the app if i need information i can always find it & if i can't theres always someone on the end if the phone . Reviewed on: 9th July 2025

BEST OF BEST

I use vaniqs card for long time personally my reviews areCredit Building Focus: It reports to major credit bureaus, helping users establish or rebuild credit history quickly through regular, on-time payments. The card's structure encourages good habits, making it ideal for beginners or those recovering from financial setbacks.Flexible Limits and Fees: Starting with a modest credit limit, it allows for gradual increases based on payment history. While fees are present, they are transparent and manageable for the target audience.User-Friendly App and Support: The accompanying mobile app provides easy transaction tracking, spending insights, and reminders, which promote better financial management without overwhelming complexity. Potential Drawbacks: High interest rates may apply if balances aren't paid off monthly, so it's best suited for those who can maintain discipline with their spending. Overall, the Vanquis Credit Builder Credit Card is an excellent entry-level option for credit improvement. If you're committed to building a stronger financial foundation, this card delivers reliable results and empowers users to take control of their credit journey. Highly recommended for its purpose-driven design. Reviewed on: 9th July 2025

Straightforward no gimmicks card.

Straightforward no gimmicks card. Reviewed on: 9th July 2025

Best card with the best apr rates

Love the updates to let you know when my next payment day is and how much great apr use anywhere and keep you posted on what's happening with your credit limit could ask if an increase is available and how much would recommend anyone to try and get a card it's got the best price right now just keep your eye on your limit other than that it's a great card and Xmas here coming quick it will be here before we know it will be upon us Reviewed on: 9th July 2025

Quick Money Transfer option

They have fastest immediate money transfer option which is really helpful and convenient unlike other credit cards you have to wait for hours or days to receive the money! Reviewed on: 9th July 2025

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