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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I have in past years been Scammed with crypto and it...

5
I have in past years been Scammed with crypto and it left me in a big mess Vanquis is the only company that gave me a credit card and i appreciate this this has managed me to budget each month as i am a pensioner now retired also when i have spoken to customer services they have been most helpful yes ok they do charge a higher % rate but i understand that in my circumstances I have nothing but praise for them first class to deal with. Reviewed on: 9th July 2025

Vanquis gave me the opportunity to build my credit s...

5
Vanquis gave me the opportunity to build my credit score back up.I will always be eternally grateful for that. Reviewed on: 9th July 2025

Easy to manage account.

5
Easy to manage account. Very satisfied with the service. Reviewed on: 9th July 2025

Great card with awesome rewards!

5
Great card with awesome rewards! Easy to use, and support is always prompt. 5/5! Reviewed on: 9th July 2025

Incredibly understanding.

5
I have been a customer of vanquis for many years in time when I was unemployed and unable to meet payments I called and spoke to customer services and a payment plan was arranged. They are incredibly understanding and helpful. Reviewed on: 9th July 2025

Very good customer's service and helpful in time of...

5
Very good customer's service and helpful in time of financial problems. Reviewed on: 9th July 2025

Vanquis card

5
Excellent, never had a problem,with all there services Reviewed on: 9th July 2025

They are always happy to help.

5
They are always happy to help. The interest is lower than some credit cards and the repayment is good as I can pay more when I want to. Reviewed on: 9th July 2025

customer service

5
excellent all round bank friendly customer service to Reviewed on: 9th July 2025

Absolutely fabulous card to use no hidden cost excee...

5
Absolutely fabulous card to use no hidden cost exceeding no extra fees once I pay my bill and very understanding Reviewed on: 9th July 2025

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