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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Here to help, where others decline!

5
I have bad credit, and vanquis were more than happy to help me rebuild, i really appreciate the chance where others have declined me, its a great way to start rebuilding your credit score, amazing service!! Reviewed on: 9th July 2025

really good service

5
had no problems,just so easy and really good service Reviewed on: 9th July 2025

Great experience

5
Great experience with this amazing credit card Reviewed on: 9th July 2025

I've been using vanquis for over 12 years it's my ma...

5
I've been using vanquis for over 12 years it's my main credit card ive never had an issue and it's helped me build up my credit score to excellent and ive finally bought my first house Reviewed on: 9th July 2025

Vanquis has certainly helped me with my credit ratin...

5
Vanquis has certainly helped me with my credit rating and love the offers they come up with Reviewed on: 9th July 2025

This card really helped me in my bad days without it...

5
This card really helped me in my bad days without it I would’ve been in a difficult situation, thanks Vanquis to saving me. Reviewed on: 9th July 2025

Very good to resolve a problem.

5
Very good to resolve a problem. Customer services quite good, although sometimes hard to understand Reviewed on: 9th July 2025

Love the App so easy to use and pay.

5
Love the App so easy to use and pay. Reviewed on: 9th July 2025

Vanquis is good and working excellent fine and it su...

5
Vanquis is good and working excellent fine and it superfast and have a wonderful response from the customer care service. Reviewed on: 9th July 2025

I’m happy with my card and it helps me to have bette...

5
I’m happy with my card and it helps me to have better luck. Reviewed on: 9th July 2025

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