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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very recommended - correct services

Very recommended - correct services Reviewed on: 9th July 2025

Simply the best!

I was going trough a more difficult period financially and Vanquis was a great help.The whole process for obtaining the card was very easy and clear.Thank you Vanquis! Reviewed on: 9th July 2025

I find my Vanquis card easy to use the their service...

I find my Vanquis card easy to use the their service is great Reviewed on: 9th July 2025

Found Vanquis to be reliable open and honest.

Found Vanquis to be reliable open and honest.Always helpful and friendly communication Reviewed on: 9th July 2025

Excellent Credit card

Great card which improves credit score when used responsibly. Great 0% transfer offer Reviewed on: 9th July 2025

Always been very fair with me very helpful when I ha...

Always been very fair with me very helpful when I have had to ring them Reviewed on: 9th July 2025

Easy to use.

Easy to use. Good communication. Reviewed on: 9th July 2025

The Card That Gave Me a Second Chance

After a few financial missteps in my early twenties, I’d been declined by multiple banks. My credit score was stuck, and my confidence with it. That’s when I discovered the Vanquis Credit Building Card, and honestly, it’s been a game changer. The application was quick, and I was pre-approved with no impact on my credit score. Within days, my card arrived with a modest but manageable limit. More importantly, the app made everything easy—clear balance tracking, payment reminders, and no confusing jargon. What sets Vanquis apart isn’t just accessibility—it’s accountability. Every payment I made was reported to major credit bureaus, and within six months, my credit score jumped by over 100 points. I now qualify for better financial products, but I still keep my Vanquis card active. Why? Because it helped me when no one else would. Yes, the interest rate is high—but that’s the trade-off for opportunity. As long as you pay in full, it costs you nothing and builds everything. Vanquis didn’t just give me a card—it gave me a second chance. Reviewed on: 9th July 2025

Always helpful and supportive team of people.

Always helpful and supportive team of people. Reviewed on: 9th July 2025

Briliant

Was exactcly how i expect congratulation Reviewed on: 9th July 2025

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