Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

Awesome and quick service

5
It was very easy and user friendly. I am very happy with the process of opening the account and the flow of transactions. Thank you! Reviewed on: 9th July 2025

Easy and helpful

5
I have always found using my card easy, and any questions I have asked dealt with professionally. Reviewed on: 9th July 2025

They helped me over the phone when I suspected fraud...

5
They helped me over the phone when I suspected fraud had occurred, spending time assuring me. Reviewed on: 9th July 2025

Love my Vanquis

5
Been aa please. Never any bother everything you want Reviewed on: 9th July 2025

excellent

5
Good afternoon, I want to say that this card has saved me from some big problems. I paid for the electricity and gas, and it is very useful for me to be able to buy food for the children with it. A score of 10 for this bank, thank you. Reviewed on: 9th July 2025

Excellent and exceptional staff.

5
Excellent and exceptional staff. Vanquis always have the time to give first class advice and information. They really are the best. Reviewed on: 9th July 2025

Great service and excellent customer service

5
Great service and excellent customer service Reviewed on: 9th July 2025

This is good bank but I never used credits cards muc...

5
This is good bank but I never used credits cards much in my life and I think that i scare using because of big risk. I fully recommend too people's who's understanding very good about credits. Im so sorry that I closed but I was thinking too much and decided close account. Reviewed on: 9th July 2025

Very good service, fantastic team

5
Very good service, fantastic team Reviewed on: 9th July 2025

I love the way they remind you of things because I c...

5
I love the way they remind you of things because I can be a bit forgetful. Reviewed on: 9th July 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products