Write a review

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

View other Vanquis products

4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19912)

Great customer service.

Great customer service. Uk call centres, calls answered quickly and staff are very helpful Reviewed on: 9th July 2025

Happy to use long standing customer never let down

Happy to use long standing customer never let down Reviewed on: 9th July 2025

Very good service and excellent banking

Very good service and excellent banking Reviewed on: 9th July 2025

Excellent

Excellent all round, great customer service when needed. Approachable when need to discuss financial matters Reviewed on: 9th July 2025

Vanquis managed to help my credit rating with reason...

Vanquis managed to help my credit rating with reasonable rates, so I wasn't paying just interest. The communication is fantastic and offers are reasonable. Reviewed on: 9th July 2025

Perfect starting card

My first creditcard was vanquis and I still use it today almost 9years later. They are a great in dealing with any issues you might have. They are very transparent whe. It comes to issues on their side aswell which is very unusual for a company of this type. Reviewed on: 9th July 2025

My experience

I've been with vanquires for a while .My overual experience has been great. The customer service Team our very helpful and I'm able to sort out any issues in good timing. Reviewed on: 9th July 2025

No life without Vanquis!!

vanquis helped me out when I couldnt get abother credit card to boost my credit score. I use ot for daily expenses and always manage to pay a higher amount than the normal payment each month and its really good value. Reviewed on: 9th July 2025

happiness card

I recommend it to everyone I care about because it is an excellent credit card, easy to use and hassle-free. Reviewed on: 9th July 2025

credit made easy

Great card Great app easy to manage Reviewed on: 9th July 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Bank of Ireland 3.37 from 6 reviews
Nectar Credit Card
from American Express 3.33 from 14 reviews
Premier Credit Card
from HSBC 3.81 from 20 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.92 from 1253 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Vanquis Savings
from Vanquis 4.74 from 4 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub