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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very excellent customer service.

5
Very excellent customer service.All staff members are very professional Reviewed on: 9th July 2025

Very easy on application to get my card.

5
Very easy on application to get my card. Very friendly staff. Would recommend vanquis to anyone looking for a credit card. Reviewed on: 9th July 2025

Good people

4
Always been happy using my card.Never had any problems. Have had no trouble with vanquis Reviewed on: 9th July 2025

It's simply a great card.

5
It's simply a great card. Easy to use and the app is easy to set up too. Reccomend this card to anyone looking for a card that provides first class service and reminds you when payments are due. Reviewed on: 9th July 2025

I been long time with Various so far is the best i...

5
I been long time with Various so far is the best in many ways. Reviewed on: 9th July 2025

15 long years!

5
It has been 15 long years with Vanquis! What is great that they have kept things simple, yet catering for the ever evolving digital world. Their communication is always clear and precise. Any issues were always promptly dealt with. I am sure they will continue to be the simple yet effective credit card company in the future. Reviewed on: 9th July 2025

Very easy and simple to use and deal with.

5
Very easy and simple to use and deal with. Reviewed on: 9th July 2025

Great experience, i enjoy using the card

5
Able to manage purchases effectively, the app and card work as i need. The interest rate has been easy to handle. I haven't had any issues being with them. Reviewed on: 9th July 2025

Excellent rates.

5
Excellent rates. They give a reasonable amount of months free interest and a sensible credit limit. Reviewed on: 9th July 2025

Not bad credit

3
No issues, rates could be slightly better Reviewed on: 9th July 2025

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