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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I have had no problem with my account so far and hop...

5
I have had no problem with my account so far and hopefully never. Mr alford Reviewed on: 9th July 2025

Rebuild your credit score

5
To be honest they give you the chance to rebuild your credit and they are willing to give you a chance to help you get a better score rating, you have to pay a little higher interest rate on repayments but to achieve better scoring it worth taking a chance Reviewed on: 9th July 2025

Easy to use app.

4
Easy to use app. Like update offers Reviewed on: 9th July 2025

Fabulous

5
Vanquis is a very good company .. they are fair and easy to talk to . I’ve been with them for many yrs now .. you can also take your card anywhere in the world as long as you let them know… so that’s a good benefit … Reviewed on: 9th July 2025

Brilliant and helpful!

5
Accepted me at a time that was right for me and are helping me to build my credit rating back up after years of poor credit management! Customer service is brilliant and the app is so easy to use as well! Reviewed on: 9th July 2025

Great,very good.

5
Great,very good. Thanks. Great,very good. Thanks. Reviewed on: 9th July 2025

Great credit card for building credit.

5
Great credit card for building credit. Vanquis gave me a chance when others didn’t. Easy to use app, helpful customer service, and regular credit limit increases. Highly recommend for anyone looking to improve their credit score. Reviewed on: 9th July 2025

Rebuild your credit rating with ease.

5
Vanquish has helped me to rebuild my credit rating by using their credit card only when absolutely necessary. Reviewed on: 9th July 2025

Vanquis helped me get out of debt, I just recently r...

5
Vanquis helped me get out of debt, I just recently referred a family member using my referral link who is now also enjoying the benefits of Vanquis Reviewed on: 9th July 2025

Friendly interface and app

5
I found the app very easy to navigate and helps break down my interest rate and balance easily. Reviewed on: 9th July 2025

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