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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

One of the best if not the best

5
I was introduced to vanquish by my family member and I quickly became a member by signing up since then about 2 years now vanquish has been my Savior it’s one of the best if not the best Reviewed on: 9th July 2025

Recommend

5
Very easy. 9/10 would recommend Reviewed on: 9th July 2025

Good experience until now , I am new on this account...

5
Good experience until now , I am new on this account but they offer a good condition compare with other credit card Reviewed on: 9th July 2025

Won’t regret for your decision

5
Nobody gives a credit card for me till last month , even if I have average credit score. At that time credit karma website find a credit card for me.. that’s Vanquis it gives me £3000 credit on my first chance, moreover it’s a credit builder card. As of that it increases my score little more higher.. So far I loved it the app and services of this card.. and they did card delivery on within 4 days…. So I’m saying it won’t regret your decision. Reviewed on: 9th July 2025

very good credit card I have for many always saved m...

5
very good credit card I have for many always saved me excellent customer service Reviewed on: 9th July 2025

Very speedy reply to finance request

4
Very speedy reply to finance request Reviewed on: 9th July 2025

Good and alway willing to refer any one to the team.

5
Good and alway willing to refer any one to the team. Reviewed on: 9th July 2025

Always get a reminder when payment is due

5
Always get a reminder when payment is due Reviewed on: 9th July 2025

Customer services Brilliant

4
When l rang to ask if l could have my cedid Reviewed on: 9th July 2025

Its one of the best credit providers.

4
Its one of the best credit providers. Reviewed on: 9th July 2025

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