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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Brilliant company so understanding and nice staff

Brilliant company so understanding and nice staff Reviewed on: 9th July 2025

You gave me a chance , now life is rosy !

Well many years ago , no one would help or lend me money . You did I started off with 150 limit . With you I rebuilt my credit score to excellent . And. I’ve proved myself to you so you raised my limit steadily over the years . And when I ve had any issues you’ve solved them . And your fraud department is excellent and I’ve never lost any money through Vanquis ( scams and fraud ) . And that’s why I’ve stayed a loyal customer. Reviewed on: 9th July 2025

Easy to use straight forward and easy access if requ...

Easy to use straight forward and easy access if requiring help. Reviewed on: 9th July 2025

I highly recommend Vanquis.

I highly recommend Vanquis.Customer Service very supportive and efficient! Reviewed on: 9th July 2025

Good card

App very easy to use never had problem using card Reviewed on: 9th July 2025

Great service

Great. Always there on hand if you need any questions answered and always reassured you on anything your unsure off. Friendly advice on the end of the phone Reviewed on: 9th July 2025

Excellent customer service!

Excellent customer service! When I was scammed out of £99.99 Vanquis got my money back swiftly with no hassle . Reviewed on: 9th July 2025

Excellent service

I recently got a credit card from Vanquis, and I couldn't be happier with the overall experience. The application process was quick and hassle-free, and I was impressed with how professional and helpful the staff were every step of the way. The approval was faster than I expected, and I received my card promptly. I also really appreciate the transparency in terms of fees and benefits—everything was clearly explained, with no hidden surprises. The rewards program is fantastic, and the mobile banking features make it incredibly easy to manage my spending and payments. Customer service has been responsive and courteous any time I’ve had a question. It really feels like they value their customers. Highly recommend Vanquis to anyone looking for a reliable and rewarding credit card experience Reviewed on: 9th July 2025

Keep it for emergency use due to slightly high inter...

Keep it for emergency use due to slightly high interest. Reviewed on: 9th July 2025

Very helpful and good to deal with help me to get a...

Very helpful and good to deal with help me to get a Vanquis card and the write one for me . Would’ve really recommended to family and friends Reviewed on: 9th July 2025

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