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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great credit building card

I’ve had my account for several years without any issues. The app for keeping track is great, it’s simple and easy to use! Ok the APR is a little on the high side, but for credit building it’s perfect! Especially if you pay your balance before the interest goes on! Reviewed on: 9th July 2025

Not to bad at all

Havnt had to deal with customer service yet but it's a great tool to have to help build credit rating Reviewed on: 9th July 2025

My experience has been fantastic so far, couldn’t be...

My experience has been fantastic so far, couldn’t be more greaful to the company Reviewed on: 9th July 2025

Always been a top company with me

Always been a top company with me Reviewed on: 9th July 2025

Useless.

Useless. Needed a refund for an error but they've done nothing other than charge fees. Reviewed on: 9th July 2025

Protected.

I have had an experience of fraud in which I was protected absolutely and throughout. Most of what was done was without my input, I was simply informed of what had occured; unsolicited payments. Further, the app is incredibly smooth and easy to use. Finally the security is top notch, as rather than requiring an email confirmation, payments were confirmed through the app. Very convenient for on the go banking. Reviewed on: 9th July 2025

key advantage is its pre-approval checker, which let...

key advantage is its pre-approval checker, which lets applicants see eligibility without affecting their credit score. Customers also benefit from potential credit limit increases over time and access to a user-friendly mobile app. Reviewed on: 9th July 2025

Its a good credit card , would be even better if the...

Its a good credit card , would be even better if the interest rate went down. Its so easy to go oncthe app and pay it. Reviewed on: 9th July 2025

Helped by vanquis

I have been with vanquis for years and have allways been helped by them in tight situations. Reviewed on: 9th July 2025

From applying to using the whole process was very si...

From applying to using the whole process was very simple. The online account is very intuitive, at a glance you know exactly where your finances are. Reviewed on: 9th July 2025

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