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Vanquis : Credit builder credit card reviews

4.73
Based on 28,694 reviews, last reviewed 10th Aug 2026
795900% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Vanquis there when needed Vanquis have helped me out continuously and is so easy to use. Gives me peace of mnd for the unexpected Reviewed on: 1st August 2026
Yracy loucas's avatar
Yracy loucas

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28694)

Stylish looking card for everyday use

5
The card offers great benefits, including competitive interest rates, useful rewards, and excellent security features which give real peace of mind when making purchases online or abroad. Payments are processed quickly, the mobile app is easy to navigate, and managing my account has been completely hassle-free. What stands out most is the reliability and flexibility the card provides. It has been extremely useful for both everyday spending and larger purchases, while helping me manage my finances effectively. Overall, I would highly recommend this credit card to anyone looking for convenience, strong customer support, and valuable benefits. Reviewed on: 22nd May 2026

Helpful credit builder card with easy app

5
I’ve been using the Vanquis credit builder card for a while now and the experience has been positive overall. The app is easy to navigate, payments are simple to manage, and it has helped me stay on top of my spending and credit building goals. I also like that transactions and payment reminders are clear and straightforward. So far, everything has worked smoothly for me. Reviewed on: 22nd May 2026

amazing experience, great dealing, benefitted for av...

5
amazing experience, great dealing, benefitted for average income persons, very friendly and helpful customer service. Reviewed on: 22nd May 2026

Always ready to use and very helpful

5
Always ready to use and very helpful Reviewed on: 22nd May 2026

Great Support When Needed

5
Great card to have. Meet your monthly repayments and you won't have any issues. They also increase your credit limit once you've shown you are responsible with money. Reviewed on: 22nd May 2026

Just very helpful and reasonable value always been f...

5
Just very helpful and reasonable value always been fair with me and satisfied with customer service Reviewed on: 22nd May 2026

Great for credit building

5
Vanquis card has been amazing for me. It has helped me build up my credit score and customer service is brilliant. Reviewed on: 22nd May 2026

Great company been with them years never a problem

5
Great company been with them years never a problem Reviewed on: 22nd May 2026

A way to manage money and avoid technology.

4
I applied for this card as a spare one for unexpected expenses and have been very happy with the service. If I need to use it I also have a d/debit set up to clear it every month. As codes and other technology are so difficult to manage it’s easier to buy this way and let my income go into the bank and have everything paid for every month by d/d paid automatically by the bank leaving me worry free Reviewed on: 22nd May 2026

I have nothing bad to say

5
I've been with Vanquis for many years. I previously had a not so good credit score due to issues in the past. Vanquis helped me to use my credit card sensibly. It was easy to make affordable payments on time and credit increases were not automatic so it helped me to keep my spending under control. I don't use it very often now but it's good to know it's there in case of emergencies. Reviewed on: 22nd May 2026

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