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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Simple and easy service to use.

5
Simple and easy service to use. I love the app as it is so simple to use abd set up Reviewed on: 9th July 2025

Good customer care

5
Relatively quick application process. Helpful customer service if you have financial issues Reviewed on: 9th July 2025

I have had the account with them for over 10 years.

4
I have had the account with them for over 10 years. It comes in handy when needed. Reviewed on: 9th July 2025

Application to approval happened within minutes.

5
Application to approval happened within minutes. No hassle at all Reviewed on: 9th July 2025

From an easy application to an even easier set up of...

5
From an easy application to an even easier set up of apps and linking it all it just works!! Reviewed on: 9th July 2025

Played a huge part in helping me get my finances and...

5
Played a huge part in helping me get my finances and credit history back on track after a very rocky tough period Reviewed on: 9th July 2025

Easy to manage my account through the app.

5
Easy to manage my account through the app. Never had to call them other than when I lost my wallet, they were very helpful in blocking my card and ordering a replacement. Reviewed on: 9th July 2025

Good service to use

4
Easy to use service, but could offer better interest rates Reviewed on: 9th July 2025

Excellent Credit Card with Great Perks!

5
Excellent Credit Card with Great Perks! Reviewed on: 9th July 2025

Vanquis is great and constantly evolving!

5
Vanquis is great, been easy to use from the start and they are visually continuing to make the product better and better, awesome. Reviewed on: 9th July 2025

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