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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Helpful , Secure & Easy to use.

5
Vanquis have helped me get back on track with my finances. Helpful in these difficult times when a lot of the big banks are not to helpful. Never had an issue with Vanquis great service at decent rates. Reviewed on: 9th July 2025

they are reliable, low rates and first of all they h...

5
they are reliable, low rates and first of all they have everything secured Reviewed on: 9th July 2025

Interest rates ridiculously higher

3
Interest rates ridiculously higher Reviewed on: 9th July 2025

I love the rate and amazing experience from the comp...

5
I love the rate and amazing experience from the company. They increase my limit to help me manage money properly. Reviewed on: 9th July 2025

Vanquis were great at getting me on the right track...

5
Vanquis were great at getting me on the right track for building my credit score Reviewed on: 9th July 2025

Very reasonable credit card.

5
Very reasonable credit card. Accepted straight away not very picky on decisions making. Reviewed on: 9th July 2025

They trying to be useful

5
Once I did have issue with some company and asked about statements back a few years ago , every time they confirmed that they see that statements but they sent me wrong one for three times and it took me about 3 months!!! Reviewed on: 9th July 2025

I am satisfied with customers care they listen to cu...

4
I am satisfied with customers care they listen to customer queries. Reviewed on: 9th July 2025

Hidden charges ,from other credit cards I don't get...

1
Hidden charges ,from other credit cards I don't get with them Reviewed on: 9th July 2025

I would recommend vanquis 100%

5
I've been with vanquis for a number of years and they've been outstanding . I would highly recommend them easy to contact and customer service is amazing Reviewed on: 9th July 2025

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