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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I HAVE VANQUIS CREDIT CARD FOR 5 YEARS END I AM VERY...

5
I HAVE VANQUIS CREDIT CARD FOR 5 YEARS END I AM VERY HAPPY WITH THIS BANK !!! THE BEST CREDIT CARD I HAVE IN UK .THANKS MR Iuliy Kubola Reviewed on: 9th July 2025

Easy communication and helpful service

5
Easy communication and helpful service Reviewed on: 9th July 2025

Total Satisfaction

5
Since opening a Vanquis account I have found vanquis to be most helpful at all times. The reminder when nearing limits is most useful to keep tabs on the account. I would have no hesitation in recommending Vanquis to friends Reviewed on: 9th July 2025

Excellent performance

4
Excellent performance and good customer services Reviewed on: 9th July 2025

Positive purchase feels good

4
I’ve been able to maintain a positive experience regarding my credit and rating. This has given me positive stance for myself whilst being able to function financially. Having this provision has benefited my mental wellbeing being. Reviewed on: 9th July 2025

bad oversite

5
i liked it till i was bill for a late payment that was your mistake Reviewed on: 9th July 2025

I have found the company to be helpful and easy to d...

5
I have found the company to be helpful and easy to deal with there fees are fair and in comparison to other credit companies Reviewed on: 9th July 2025

Easy to setup smith sailing from the off

4
Easy to setup smith sailing from the off Reviewed on: 9th July 2025

All I can say is that my experience has been great n...

5
All I can say is that my experience has been great no issues at all thank you. Reviewed on: 9th July 2025

Good card for beginners, late to update payments

4
It's good credit card for beginners the download part is when you do pay it take couple days to take place and its not instant Reviewed on: 9th July 2025

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