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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28689 reviews)

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4.73

Based on 28,689 reviews, last reviewed 16th Jul 2026

795600% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

Easy app to use and doesn’t give you any problems...

Easy app to use and doesn’t give you any problems Reviewed on: 19th May 2026

Good card, easy to set up and use.

Good card, easy to set up and use. App is also very good Reviewed on: 19th May 2026

Verry well informed, good and easy app for everythin...

Verry well informed, good and easy app for everything you need Reviewed on: 19th May 2026

Vanquis Credit has really helped me get back on trac...

Vanquis Credit has really helped me get back on track financially. After struggling with my credit score and finding it difficult to get accepted elsewhere, Vanquis gave me a chance to rebuild my credit and manage my finances more responsibly. The app is easy to use, payments are straightforward, and I’ve found it helpful being able to keep track of my spending. Making regular payments on time has helped improve my confidence as well as my credit profile. I also appreciate the support and clear communication from the company whenever I’ve needed help or had questions. Overall, Vanquis has been a positive stepping stone in helping me regain control of my finances, and I’d recommend it to anyone looking to rebuild their credit responsibly. Reviewed on: 19th May 2026

Very helpful and supportive

I have been a customer for a long time and they have always been very helpful and supportive especially when I was experiencing financial difficulties. If you need help and are worried about how to deal with a problem, there is always a friendly person on the end of the phone. You feel that they have your best interests at heart and are treated like an individual. Reviewed on: 19th May 2026

Very good card easy to use and good for credit score...

Very good card easy to use and good for credit score build up Reviewed on: 19th May 2026

The application process was very easy to follow.

The application process was very easy to follow and a quick decision was made taking away the prolonged anxiety of waiting. The interest rate is very comparable to other cars. I like the preemptive reminders of when the payment is due. Not being bombarded with needless emails is very nice. Reviewed on: 19th May 2026

The application process was straightforward, and I w...

The application process was straightforward, and I was approved when other lenders had turned me down. The initial credit limit was okay, but I hope it did increase over time as I used the card responsibly and made payments on time. The mobile app is easy to use, and I like getting reminders to help me stay on track. Reviewed on: 19th May 2026

really happy with card and like use too

really happy with card and like use too Reviewed on: 19th May 2026

Starting your credit card journey

Vanquis started me on my journey on improving my credit score,have always had great customer service, and will always use this company. Highly recommend anyone starting there credit score journey to use vanquis Reviewed on: 19th May 2026

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