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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very good card.

4
Very good card. Useful and sensible to use. Thanks to having one Reviewed on: 9th July 2025

Vanquis helped me get my life back

5
Vanquis helped me get back in control and my credit score is back to being excellent. They helped me get my life back. Customer service is really helpful and cannot think of any negatives at all. When I had a query they were totally on the ball and made me feel like a valued customer. I followed their good advice to the T and I would recommend them to anyone in the doldrums with their finances . The app is really good and easy to use too so great all round Reviewed on: 9th July 2025

Average on every level

3
Eye watering apr, average in every way. About what you expect from this kind of lender. Reviewed on: 9th July 2025

Vanquis is a life saver.

5
Vanquis is a life saver.I recommend it to friends as it doesnt apply more interest. Reviewed on: 9th July 2025

Transactions are pending for too long compared to ot...

4
Transactions are pending for too long compared to other credit cards I am using, so I can’t pay them off as soon as I’ve made a transaction. Reviewed on: 9th July 2025

Easy to use

5
Easy to use and easy to apply. Very good app and Iam very satisfied Reviewed on: 9th July 2025

EMPATHY... CARING...AND VERY HELPFUL.

5
YOUR ARE ALL VERY NICE AND HELPFUL....YOUR BOSS SHOULD KNOW WHAT GOOD STAFF THEY HAVE GOT...EVERY ONE I HAVE SPOKEN WITH HAVE BEEN FULL OF EMPATHY WHICH IS VERY IMPORTANT WITH ME HAVING YOUR CARD HAS MADE ME FEEL SAFE KNOWING IF I NEED IT FOR MY LITTLE DOG AND MY CAR IF ANYTHING WENT WRONG Reviewed on: 9th July 2025

Quick and very efficient service...

5
Quick and very efficient service, easy to use and install ap! Reviewed on: 9th July 2025

Great service

5
The services are professional ,easu and quick card can be used internatinally great Reviewed on: 9th July 2025

Is the best service.

5
Is the best service. Thanks so much Reviewed on: 9th July 2025

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