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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great for building credit

Great for building credit if you keep on top of payments Reviewed on: 9th July 2025

Easy to apply for and balance transfer to

Easy to apply for and balance transfer to Reviewed on: 9th July 2025

Cash 4 now

I had to withdraw some cash out and the interest rate was much lower than other credit cards I have Reviewed on: 9th July 2025

Good credit card

Good credit service and good value Reviewed on: 9th July 2025

Vanquish cards

I have had a few cards over the years, but vanquish has come to my rescue over time, always on the end of a phone Reviewed on: 9th July 2025

Have spoken to them on occasion, and it has been sor...

Have spoken to them on occasion, and it has been sorted wherever I was talking to them about Reviewed on: 9th July 2025

Easy to set up and approval came through quickly.

Easy to set up and approval came through quickly. Had just what I needed. Reviewed on: 9th July 2025

Easy app to navigate and all your important parts ar...

Easy app to navigate and all your important parts are easily seen as soon as you open the app Reviewed on: 9th July 2025

Vanquis was there for me when I needed to build my...

Vanquis was there for me when I needed to build my credit rating, they send relevant info regarding my account and they don’t automatically increase your credit amount without checking first. I have now got an “excellent” credit rate and I’m able to utilise my card for the big items and when I need that extra guarantee you get using your credit card. I highly recommend this card as either a first time credit card or to improve your credit rating. Reviewed on: 9th July 2025

Credit score improve

I’ve decided to apply for Vanquis card to improve my credit score Reviewed on: 9th July 2025

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