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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28689 reviews)

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4.73

Based on 28,689 reviews, last reviewed 16th Jul 2026

795600% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

Happy card

Very happy with Vanquis would use them every time Reviewed on: 19th May 2026

Every issue has been resolved quickly.

Every issue has been resolved quickly. Reviewed on: 19th May 2026

I use my Vanquis card regularly because

I use my Vanquis card regularly because it’s easy and convenient. I can transfer cash to my bank account easily and the interest rate is competitive with other cards. Reviewed on: 19th May 2026

Initially I got a vanquis card as a short term help.

Initially I got a vanquis card as a short term help..things were abit tight having change my job to look after a relative..so having a card just in case something turned up unexpected was great as I looked at rates of paying back and it was really low interest on small amounts and I had time to pay back..but then decided to use my card as a rainy day fund for birthday and Christmas and found I could easily manage my spends and not be worrying where would I get the money..it really got me out of a few tight spots over the years and now a good few years later..I still use the phone but now more for treats and days out..the new app is so easy to get around and great for information on payments and now offers..I do have a credit card from a bank but do prefer to keep borrowing to my vanquis card..easy to make extra payments when ive got an extra bit of cash..so yes I dont regret my decision one bit easy and manageable with a limit so you dont get deep into debt..you manage your money better. Regards donna Reviewed on: 19th May 2026

Vanquis are responsible for helping me completely tu...

Vanquis are responsible for helping me completely turn my life around. I had been in a terrible financial mess and had no idea how to put things right. Once I was accepted for my first card, I was able to budget better and manage my money going forward. It took me a couple of years to get on top of the issues but now I am debt free and have an excellent credit report.. Vanquis customer services were there to answer questions and kept my account info up to date. I highly recommend their services to people who like me have made mistakes but want to improve the way t h ey handle their money. Reviewed on: 19th May 2026

Great Bank

Great customer service. Great communication. Great offers. Reviewed on: 19th May 2026

Great company

Easy to work with any problems solved quickly and satisfactory Reviewed on: 19th May 2026

Everything ok, they approved quickly

Everything ok, they approved quickly Reviewed on: 19th May 2026

Great help

Vanquis came at a time when I needed it most, so far, it had helped sort some payments and also improve my credit score,im glad I choosed Vanquis. Reviewed on: 19th May 2026

They always check or they know if I need most in the...

They always check or they know if I need most in the time can fine who help me in times of finance thing.. Reviewed on: 19th May 2026

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