Write a review

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

View other Vanquis products

4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19912)

Helpfulness

Very helpful when I was going through a hard time and agreed a payment plan to get back on track with reducing outstanding balnce and didn't close the account Reviewed on: 9th July 2025

Good credit card company

Been with Vanquis for a few years, they are been brilliant couldn't fault them. Reviewed on: 9th July 2025

terrible

I had to have the app to manage the card. The app wanted access to everything personal on my phone. NO WAY Reviewed on: 9th July 2025

Been with Vanquis for over a decade.

Been with Vanquis for over a decade. Have recommended them to many friends and colleagues. Reviewed on: 9th July 2025

Excellent credit card

I’ve had a great experience using the Vanquis credit card and would definitely recommend it to others. From the beginning, the application process was straightforward, and I was kept well-informed at every step. The customer service has been consistently friendly and helpful whenever I’ve needed assistance. One of the things I appreciate most is how easy it is to manage my account through the Vanquis app—it’s user-friendly and keeps me updated on my spending and payments. The card has also helped me build my credit score over time, which was one of my main goals. Overall, Vanquis has proven to be a reliable and supportive credit card provider. If you’re looking for a credit card to help you manage your finances and improve your credit, I highly recommend giving Vanquis a try. Reviewed on: 9th July 2025

I have my vanquis card easy to use.

I have my vanquis card easy to use. Reviewed on: 9th July 2025

I just feel that vanquis have been my favourite cred...

I just feel that vanquis have been my favourite credit card.I've got rid of most but not my vanquis Reviewed on: 9th July 2025

I've had a really positive experience

I've had a really positive experience with Vanquish Bank. Since joining, they've helped me improve my credit rating significantly. Their tools and support made it easy to stay on top of my payments and understand what was impacting my score. On top of that, their app has made managing my money much simpler — I can easily track my spending, set budgets, and keep everything organized. It's been a game-changer for my financial health, and I genuinely feel more in control of my finances thanks to them. Highly recommended if you're looking to build your credit and manage your money more effectively. Reviewed on: 9th July 2025

They sorted me out in 5 minSO,for me 5 star

They sorted me out in 5 minSO,for me 5 star Reviewed on: 9th July 2025

Very good easy to deal with.

Very good easy to deal with.Would recommend 100% Reviewed on: 9th July 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Luma 4.00 from 2 reviews
Balance Transfer Credit Card
from Halifax 4.49 from 60 reviews
Credit builder card
from thimbl. 4.88 from 18 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.92 from 1253 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Vanquis Savings
from Vanquis 4.74 from 4 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub