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Vanquis : Credit builder credit card reviews

4.73
Based on 28,678 reviews, last reviewed 5th Jul 2026
397250% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

4

Helpful On time Helpful every time ,everyday, everywhere. Reviewed on: 5th July 2026
Victor S's avatar
Victor S

Latest lowest rating:

1

Always helpful when I call to sort anything Always helpful when I call to sort anything Reviewed on: 3rd July 2026
David 's avatar
David

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

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Vanquis Credit builder credit card reviews (28678)

Reliable Support for Building Credit Review:

5
Vanquis has been a reliable and accessible credit provider with a straightforward application process and an easy-to-use app. I appreciate the clear communication around payments, balances, and credit limits, which has helped me manage my finances more confidently. Customer service has generally been helpful and responsive whenever I’ve needed support. It’s a good option for people looking to build or improve their credit history while maintaining control of their spending. Reviewed on: 22nd May 2026

My experience with Vanquis is very good.

5
My experience with Vanquis is very good. Excellent customer service. Vanquis offer good experience and is a reliable lender. Reviewed on: 22nd May 2026

Vanquis were there for me when noone else was.

5
Vanquis were there for me when noone else was. After Covid, my credit score was in shambles and they provided me with credit to sort an emergency out. The app is really easy to use and you're kept well informed about payment reductions and cost savings, as well as monthly review of your accounts for increased limits. Having this card has allowed me to raise my credit history again and although the APR is a little steep, I can't complain. Reviewed on: 22nd May 2026

Credit Builder Card

5
Having a Vanquis Credit Card has been a bonus, allowing me to improve my credit ratings when others declined. I'm always kept updated on customer information and advice on best way to reduce interest payment. The staff are always helpful and pleasant. I'm very satisfied with their services. Reviewed on: 22nd May 2026

Good company

5
Never any hassel, never been let down Reviewed on: 22nd May 2026

Always an agent to help you with your circumstances.

5
Always an agent to help you with your circumstances. Reviewed on: 22nd May 2026

Always kept informed

5
Always kept informed of whats going on in my account Reviewed on: 22nd May 2026

Marriage breakdown and financial abuse

5
Having been left in a financial black hole due to marriage breakdown and financial abuse I needed to build my credit again. Vanquis came to the rescue where other companies would not accommodate me. It has taken me many years to clear debts my Husband left me and the confidence of having Vanquis on hand was a major help in achieving this. Reviewed on: 22nd May 2026

Best Credit Card

5
Best credit card i have seen,i have multiple bank credit cards but they wont work when i need but vanquis is my all time saviour Reviewed on: 21st May 2026

Have used Vanquis for years .

5
Have used Vanquis for years ...initially to rebuild my credit rating That's all sorted now, also regular 0% balance transfers Reviewed on: 21st May 2026

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