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Vanquis : Credit builder credit card reviews

4.73
Based on 28,694 reviews, last reviewed 10th Aug 2026
795900% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Vanquis there when needed Vanquis have helped me out continuously and is so easy to use. Gives me peace of mnd for the unexpected Reviewed on: 1st August 2026
Yracy loucas's avatar
Yracy loucas

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28694)

Excellent app you can keep in control of your accoun...

5
Excellent app you can keep in control of your account 24/7 you are in total control of your account easy to use Reviewed on: 22nd May 2026

Top card

5
Straightforward and to the point, the app makes it so easy to get all the info I need when I need it, first class Reviewed on: 22nd May 2026

Withdrawal of Internet account viewing is a disaster!

4
Withdrawal of Internet account viewing is a disaster! That on top of high interest rates means you need a really good reason to use this card.......... Reviewed on: 22nd May 2026

I have been with vanquis for a number of years, and...

5
I have been with vanquis for a number of years, and throughout this time i have found them to be helpful professional, keeping me up to date with new offers they have to save me money. They have always ensured that my fanances are safe with reminders on how to spot scams. Reviewed on: 22nd May 2026

It is a good card for building your credit score

4
It is a good card for building your credit score Reviewed on: 22nd May 2026

Really helped with building a better credit score!

5
Vanquis was the first credit builder credit card I was able to access 3 years after getting a DRO. They helped me build up my credit score again, which also helped me access other credits/loans further down the line. If it was not for vanquis my ‘credit score building’ journey would’ve been a lot more challenging. Reviewed on: 22nd May 2026

Reliable Support for Building Credit Review:

5
Vanquis has been a reliable and accessible credit provider with a straightforward application process and an easy-to-use app. I appreciate the clear communication around payments, balances, and credit limits, which has helped me manage my finances more confidently. Customer service has generally been helpful and responsive whenever I’ve needed support. It’s a good option for people looking to build or improve their credit history while maintaining control of their spending. Reviewed on: 22nd May 2026

My experience with Vanquis is very good.

5
My experience with Vanquis is very good. Excellent customer service. Vanquis offer good experience and is a reliable lender. Reviewed on: 22nd May 2026

Vanquis were there for me when noone else was.

5
Vanquis were there for me when noone else was. After Covid, my credit score was in shambles and they provided me with credit to sort an emergency out. The app is really easy to use and you're kept well informed about payment reductions and cost savings, as well as monthly review of your accounts for increased limits. Having this card has allowed me to raise my credit history again and although the APR is a little steep, I can't complain. Reviewed on: 22nd May 2026

Credit Builder Card

5
Having a Vanquis Credit Card has been a bonus, allowing me to improve my credit ratings when others declined. I'm always kept updated on customer information and advice on best way to reduce interest payment. The staff are always helpful and pleasant. I'm very satisfied with their services. Reviewed on: 22nd May 2026

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