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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Best card so far

Higher credit limit and quick processing Reviewed on: 9th July 2025

An Outstanding Company

Any and all contact with Vanquis in any form had been outstanding, helpful and easy to understand. Reviewed on: 9th July 2025

Wouldn’t complain

Customer service is always great, helpful and informative- APR is a little high but better than some other cards I have seen - the more payments I make my limit increases- great as I only need one card instead of having lots with low limits Reviewed on: 9th July 2025

I had a bad credit score.

I had a bad credit score. But thanks to vanquis to trust me and let me to build my score. Reviewed on: 9th July 2025

Good app performance/reliability.

Good app performance/reliability. Reviewed on: 9th July 2025

Never any problems and customer service are very hel...

Never any problems and customer service are very helpful Reviewed on: 9th July 2025

Having lived overseas for many years when I returned...

Having lived overseas for many years when I returned no credit history made getting a C/C difficult, Vanquis gave me starter card, good rates and when you manage your account well regular Credit Limit increases, overall very good. Reviewed on: 9th July 2025

Polite, prompt, patient service always

Been a customer for over 10 years. Never had any issues. Customer service staff are excellent and resolve issues promptly, patiently and politely Reviewed on: 9th July 2025

The Ideal credit card

Vanquis are fantastic and I mostly use the card for bills etc. whenever the amount gets to high then I will pay off a huge chunk of what is owed Reviewed on: 9th July 2025

The interest rate c1ould be less rate

The interest rate could be less rate Reviewed on: 9th July 2025

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