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Vanquis : Credit builder credit card reviews

4.73
Based on 28,689 reviews, last reviewed 16th Jul 2026
795600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

Vanquest

5
Vanquis is a great way of building your credit score and very unique card with chances of winning holidays Reviewed on: 19th May 2026

Niges VQ review

5
Brilliant app simple to use and great advice Reviewed on: 19th May 2026

Always been very good.

5
Always been very good. very helpful and app is brilliant Reviewed on: 19th May 2026

Fair value

4
Fair value and good when contacting with any issues Reviewed on: 19th May 2026

Great to making additional payments whether big or s...

5
Great to making additional payments whether big or small and always notifies me after interest has been taken how much to pay by the due date. I also like how Vanquis has introduced additional benefits such as cashback, monthly prize draws and vouchers. Reviewed on: 19th May 2026

Ive never had a bad experience with Vanquise

5
Ive never had a bad experience with Vanquise Reviewed on: 19th May 2026

Vanquis has been easy to use, with a straightforward...

5
Vanquis has been easy to use, with a straightforward app and helpful customer service. Good for improving credit if you stay on top of payments, though the interest rates are quite high. Reviewed on: 19th May 2026

Never had any problems with Vanquis wish the would p...

5
Never had any problems with Vanquis wish the would put my credit limit up like my other cards but still on the same as I got when I joined vanquis Reviewed on: 19th May 2026

Great service!

5
Great service! And easy to use app Reviewed on: 19th May 2026

Credit Score.has improved so much.

5
I have been a Vanquis customer for years now. I have built up my credit score with them over time and never had any issues with my credit card or the App. Highly recommended. Reviewed on: 19th May 2026

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