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Vanquis : Credit builder credit card reviews

4.73
Based on 28,689 reviews, last reviewed 16th Jul 2026
795600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28689)

An absolutely easy App to use, clever, clear and pre...

5
An absolutely easy App to use, clever, clear and precise. Vanquise team is highly professional, listens and solves problems with ease. Also has great competition ideas worth winning. Reviewed on: 19th May 2026

Easy contact by the phone or messages.

5
Easy contact by the phone or messages. I straight to sorted your problems. I good bank I recommended 100% Reviewed on: 19th May 2026

The APR is expensive as all cards

3
The APR is expensive as all cards Reviewed on: 19th May 2026

After finishing a IVA Vanquis have helped my credit...

5
After finishing a IVA Vanquis have helped my credit score improve but most importantly my self confidence. Reviewed on: 19th May 2026

Really helpful happy customer dude!!!ustomer servuce

5
Really helpful customer service.I Have used the phone service several times. Staff have listened carefully, explained my options and carried out instructions quickly. Great app and positive overall satisfaction Reviewed on: 19th May 2026

No issues at all.

5
No issues at all. Great company. Great customer service when I've needed to contact them. Apr a little high but considering my credit can't complain to much. Overall highly recommend. Reviewed on: 19th May 2026

not a robot in. Site

5
A human being on the end of the phone not a robot in site Reviewed on: 19th May 2026

The perfect partner for my credit-building journey

5
Before I found Vanquis, I felt stuck when it came to improving my credit score. I needed a clear, accessible way to show lenders I could manage credit responsibly, and the Vanquis card provided exactly that. The application process was quick and transparent, and the app makes it incredibly simple to keep track of my balance and payment dates. By using the card for small, everyday purchases and paying it off in full each month, I’ve seen a genuine, steady improvement in my credit rating. It’s been more than just a credit card; it’s been the exact tool I needed to get my financial profile back on the right track. I highly recommend them to anyone serious about rebuilding their score Reviewed on: 19th May 2026

Fantastic card.

5
Fantastic card. Really pleased with service Reviewed on: 19th May 2026

Been with the company a few years and can honestly s...

5
Been with the company a few years and can honestly say they are a breath of fresh air Reviewed on: 19th May 2026

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