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Vanquis : Credit builder credit card reviews

4.73
Based on 28,689 reviews, last reviewed 16th Jul 2026
795600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28689)

It’s just helped me out massively when I haven’t bee...

5
It’s just helped me out massively when I haven’t been able to afford my bills also for the odd treat it’s come in handy. Reviewed on: 19th May 2026

Great Provider and Excellent service

5
Have been using vanquis for several years, any concerns easily resolved, and app is very simple and convenient to use. Reviewed on: 19th May 2026

Service with a smile goes the extra mile.

4
Nice polite service even reminding you of your payment dues even in bad situation there to help especially when times are hard and your struggling they still can help with your payment plan really good service. Reviewed on: 19th May 2026

Building my credit rate .

5
Building my credit rate .And money is there when i need it as a back up .Great App can see what my money is doing and i can pay more if i need too to clear my balance Reviewed on: 19th May 2026

Great card as long as you pay on time and in full.

5
Great card as long as you pay on time and in full. it might get tricky if now as interest is high. Generous in giving credit limit increase with good financial history Reviewed on: 19th May 2026

I have been with Vanquis for 13 years and have alway...

5
I have been with Vanquis for 13 years and have always found them to be very helpful when I contacted them. Reviewed on: 19th May 2026

It’s easy to follow app simple to use and no hidden...

5
It’s easy to follow app simple to use and no hidden extras or catches Reviewed on: 19th May 2026

Always very kind and professional staff really good...

5
Always very kind and professional staff really good app and I’ve never wanted to change my card as I’m complete satisfied Reviewed on: 19th May 2026

Nothing is any bother when I ring up and the app is...

5
Nothing is any bother when I ring up and the app is good Reviewed on: 19th May 2026

Satisfactory experience, if fees can be lower ot wou...

5
Satisfactory experience, if fees can be lower ot would be better Reviewed on: 19th May 2026

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