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Vanquis : Credit builder credit card reviews

4.73
Based on 28,678 reviews, last reviewed 5th Jul 2026
397250% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

4

Helpful On time Helpful every time ,everyday, everywhere. Reviewed on: 5th July 2026
Victor S's avatar
Victor S

Latest lowest rating:

1

Always helpful when I call to sort anything Always helpful when I call to sort anything Reviewed on: 3rd July 2026
David 's avatar
David

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28678)

I originally got a Vanquis card to build my credit h...

5
I originally got a Vanquis card to build my credit history and have been a customer for over 13 years now, I have never had any issues always quick to answer the phone and always happy to help. The app they provide is easy to use and helps you manage your account better. Reviewed on: 21st May 2026

Good experience, new app

5
It’s good experience, just getting used to new app takes a bit time Reviewed on: 21st May 2026

I wanted to improve my credit score and that is just...

5
I wanted to improve my credit score and that is just what is happening. What more could you ask for. Reviewed on: 21st May 2026

It helped me to get my credit rating up after a long...

5
It helped me to get my credit rating up after a long time low. I hadn’t been a fan of credit but it circumstances it can help if you use it cleverly Reviewed on: 21st May 2026

Over all good experience and happy with service

5
Over all good experience and happy with service Reviewed on: 21st May 2026

Simple and easy app and the service is fantastic

5
Simple and easy app and the service is fantastic Reviewed on: 21st May 2026

Easy to use and navigate the app, good credit limits.

5
Easy to use and navigate the app, good credit limits. Wonderful experience Reviewed on: 21st May 2026

Easy to use credit card.

5
Easy to use credit card. The online app is brilliant and very clear. I like that I can view my card and pin Reviewed on: 21st May 2026

Excellent customer service.

5
Excellent customer service. As have difficulties in remembering times dates etc. To assist they arranged a direct debit at a higher percentage of the balance to assist me in ensuring not only do did I pay interest but reduced the balance at the same time. Reviewed on: 21st May 2026

Vanquis are Excellent in Every Respect

5
In all honesty I can say that, in all the time that I’ve been a Vanquis customer, I haven’t had any issues with them. From the moment that I registered for a Credit Card from them, up to the present day, there has been nothing that I can think of to complain about. Their Customer Service is exemplary, as is the app. In fact the app has had a revamp recently and, despite the fact that the legacy version was good enough, the updated one is easier on the eye and simpler to use. All in all the Credit Card is an excellent tool for building back your credit rating, so much so that my credit score is better than it has been for quite some time. I would highly recommend registering for one, especially if like I was, you are struggling to raise your credit score to a respectable level. Reviewed on: 21st May 2026

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