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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28678 reviews)

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4.73

Based on 28,678 reviews, last reviewed 5th Jul 2026

397250% increase in 5 star reviews

in the past 90 days

5800% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

4

Helpful On time Helpful every time ,everyday, everywhere. Reviewed on: 5th July 2026

Latest lowest rating:

1

Always helpful when I call to sort anything Always helpful when I call to sort anything Reviewed on: 3rd July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28678)

My experience has been nothing but amazing, I’ve had...

My experience has been nothing but amazing, I’ve had Vanquis for over a year now to help build my credit score and it’s boosted my score so much. I’ve never had any issues and they always send me information I may need in simple emails that’s easy to understand and text to remind me to pay my balance before it’s due to remind me. Paying back is easy and effortless I have already recommended to my partner after his credit card company hasn’t positively impacting his credit score and since been with Vanquis his has massively improved too which is great for us and trying to get approved for a mortgage. I have nothing but great things to say Reviewed on: 21st May 2026

I have a very good experience with Vanquis.

I have a very good experience with Vanquis. The customer care is very good. I started with them with a bad credit and they helped me to build my credit. At the moment I have above average credits score. Reviewed on: 21st May 2026

Financ help with reasonable payback rates

Finance when needed with reasons payback rates Reviewed on: 21st May 2026

Got me out of a hole!

I’ve been with Vanquis for several years and it was comforting to know they provided a safety blanket when times were extremely tough. Talking to one of their phone operatives was an easy experience as they explained everything without soft soaping you; it’s what you need when you’re in a financial predicament. I’ve not used them as much in the last few years as, thankfully, I’m now in a strong financial position which wouldn’t be the case without Vanquis. Reviewed on: 21st May 2026

very good provider .

very good provider .. communicate well and lots of promotional offers Reviewed on: 21st May 2026

Perfect credit builder card.

After a bankruptcy this card has been a god send. Not the cheapest interest rate on the market but absolutely the best and repairing your credit score. In a matter of a few years gone from bankrupt to now having an excellent credit rating. Without this card I am sure I wouldn’t have recovered so quickly. Reviewed on: 21st May 2026

Life changing

I had next to no credit score when I first got my Vanquis card I now have a very high credit score and it has really changed my whole financial out look Reviewed on: 21st May 2026

Vanquis helped me rebuild my credit when other lende...

Vanquis helped me rebuild my credit when other lenders wouldn't. My limit increased over time and it played a positive role in improving my credit profile. However, the interest rate remains very high despite years of responsible use, and I would like to see more recognition for loyal customers. Overall, a good credit-building product with room for improvement. Reviewed on: 21st May 2026

good card

Easy to use, good app, no problems, good staff Reviewed on: 21st May 2026

My first ever reliable card

Iv had nothing but great service from my card ive never had any issues with the card or customer service I do like how quick it usxwhen I pay my bill its credited and sorted strait away not like other which can take up to 24hrs to credit the ease of use between contact less card and using my phone to pay thinks Reviewed on: 21st May 2026

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