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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28686 reviews)

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4.73

Based on 28,686 reviews, last reviewed 13th Jul 2026

397600% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

I am very appreciative of Vanquis allowing me to reb... I am very appreciative of Vanquis allowing me to rebuild my credit rating in a non judgemental and sympathetic fashion.Thank you Vanquis for being of ... Read more Reviewed on: 13th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28686)

I have helped 4 family members apply then I realised...

I have helped 4 family members apply then I realised I could have done through a referral. I love the way and process is amazing to register and sign up process it was all smooth from start to finish. Reviewed on: 9th July 2025

Customer protected entity.

Customer protected entity..The level of security is high. You are at home with Vanquis. Reviewed on: 9th July 2025

Great communication and helpful advisers

Great communication and helpful advisers Reviewed on: 9th July 2025

User friendly website and long interest free balance...

User friendly website and long interest free balance transfer offers. Reviewed on: 9th July 2025

I have been using

I've been using Vanquis Credit for a while now, and my experience has been a mix of positives and a few drawbacks. On the positive side, Vanquis has been helpful in rebuilding my credit. I was approved for a card when many other companies turned me down, and I appreciated that opportunity. The initial credit limit was modest, but they increased it gradually as I showed responsible usage, which helped improve my credit score over time. Their app and online account management tools are easy to use. It's simple to check balances, make payments, and set up alerts. I also found customer service to be reasonably responsive, though I haven’t needed to contact them often. However, the interest rates are quite high, so it's important to pay off the balance in full each month to avoid costly charges. I think Vanquis is best suited for people who are I applied for a Vanquis credit card to help improve my credit score, and while it did serve that purpose, my experience has been a bit of a mixed bag. Pros: Easy approval process: I was approved despite having a low credit score, which I genuinely appreciated. Credit score improvement: After about 6 months of responsible use, I started seeing improvements in my credit rating. Mobile app: The app is user-friendly and makes it simple to track spending, set up payments, and monitor statements. Reviewed on: 9th July 2025

Excellent experience with Vanquis

I have had my Vanquis credit card around 2 years now and only ever had good experiences. Everytime I have to call customer service with an issue they have dealt with them quickly and efficiently. It has also helped me improve my overall credit score. Reviewed on: 9th July 2025

Apps fantastic

They r good if U need to change date of payment and it easy and app is good to use aswell Reviewed on: 9th July 2025

great company

I have been with vanquis for many years never had any concerns always informed me of what's going on ect. Reviewed on: 9th July 2025

Customer service always pick up a call near enough i...

Customer service always pick up a call near enough instantly. Call handler always knowledgeable. Fraud department is second to none and are always monitoring for any likelihood of fraud. Reviewed on: 9th July 2025

I have a Vanquis card for a few years now had no pro...

I have a Vanquis card for a few years now had no problems Reviewed on: 9th July 2025

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