Smart Money People Logo

Virgin Money: Credit cards reviews

3.81
Based on 799 reviews, last reviewed 21st Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
63%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
20%

Latest highest rating:

5

Would 100% recommend Great experience and easy to use the app, when I’ve had to contact them it’s always been easy Reviewed on: 13th June 2025
Kirsten O's avatar
Kirsten O

Latest lowest rating:

1

This bank has one of the worst service out there. This bank has one of the worst service out there. We have banked with them for over 65 years. The credit card cancels transactions without notificatio... Read more Reviewed on: 21st August 2025
Mark James's avatar
Mark James

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Review Virgin Money: Credit cards now

Help others make smarter decisions by sharing your own experience. Write a review

Virgin Money Credit cards reviews (799)

Just great

4
Easy to get. Good promotional offers. Easy payments! Reviewed on: 28th January 2019

Quick and easy

5
Easy to transfer balance from other card, very helpful and pleasant to deal with. Reviewed on: 27th January 2019

Friendly card companion

5
The card updates are very prompt, and the customer assistance is very good Reviewed on: 27th January 2019

excellent

5
easily find what information i'm looking for, from promotional offers to easy payements Reviewed on: 27th January 2019

great service

5
Easy to use online, very helpful staff over the phone, great offers. What more can I say? Would highly recommend Reviewed on: 27th January 2019

No app

3
Why dont you have an app to make things simpler ? Reviewed on: 26th January 2019
Reply from Virgin Money Hi Adam, we don't currently have an app but it is something we're working on. We'll share news and when it will be available as soon as we can! Thanks, Jane Response date: 29th January 2019
Virgin Money Logo
Virgin Money

Easy to use website

5
I have found that the Virgin Money credit card website is so easy to use and always a quick response to any questions asked or transaction entered Reviewed on: 26th January 2019

Simple, straightforward and efficient

5
Always find virgin credit cards very easy to service. Website is user-friendly; fast and reliable balance transfers and great communication regarding offers. Reviewed on: 26th January 2019

Excellent customer service.

5
I paid off my balance. The process was quick and easy. The service was excellent. Reviewed on: 26th January 2019

Quick & Easy Balance or Money Transfer

5
I was financially stuck in Rio, Brazil after having my personal banks debit cards cloned and accounts almost emptied and even though I was abroad I was able to do 2 very fast money transfers to enable me to enjoy my holiday before getting home and sorting out the bank card scam successfully and retrieving all lost funds. Reviewed on: 26th January 2019

Do you have a different Virgin Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Virgin Money?

    View all products