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Virgin Money: Credit cards reviews

3.83
Based on 802 reviews, last reviewed 12th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
63%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
20%

Latest highest rating:

5

Easy to use app. Easy to use app. But shame about delays on updates. Reviewed on: 22nd January 2026
Tom's avatar
Tom

Latest lowest rating:

1

Very disappointing experience with Virgin Money. Very disappointing experience with Virgin Money. I applied for this credit card specifically because of the advertised 30 months 0% balance transfer o... Read more Reviewed on: 12th February 2026
Marcin Czerniawski's avatar
Marcin Czerniawski

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (802)

Excellence

5
Simple to set up helpful information prior to this also online instructions very easy to follow Reviewed on: 28th January 2019

Perfect, Easy and Painless

5
What else is there be said.... Perfect, Easy and Painless Reviewed on: 28th January 2019

Excellent

5
Excellent customer service fast and reliable Reviewed on: 28th January 2019

Just great

4
Easy to get. Good promotional offers. Easy payments! Reviewed on: 28th January 2019

Quick and easy

5
Easy to transfer balance from other card, very helpful and pleasant to deal with. Reviewed on: 27th January 2019

Friendly card companion

5
The card updates are very prompt, and the customer assistance is very good Reviewed on: 27th January 2019

excellent

5
easily find what information i'm looking for, from promotional offers to easy payements Reviewed on: 27th January 2019

great service

5
Easy to use online, very helpful staff over the phone, great offers. What more can I say? Would highly recommend Reviewed on: 27th January 2019

No app

3
Why dont you have an app to make things simpler ? Reviewed on: 26th January 2019
Reply from Virgin Money Hi Adam, we don't currently have an app but it is something we're working on. We'll share news and when it will be available as soon as we can! Thanks, Jane Response date: 29th January 2019
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Virgin Money

Easy to use website

5
I have found that the Virgin Money credit card website is so easy to use and always a quick response to any questions asked or transaction entered Reviewed on: 26th January 2019

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