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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.81 (807 reviews)

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3.81

Based on 807 reviews, last reviewed 18th May 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

Lower interest rates and good customer service Lower interest rates and good customer service Reviewed on: 18th May 2026

Latest lowest rating:

1

Ignore formal complaints and SAR I raised a formal complaint and despite replying several times and requesting a SAR they have ignored me. Astonishing isn't it. What is crazy is that ... Read more Reviewed on: 16th April 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (807)

Reliable Credit provider

I’ve been a Virgin customer for a number of years .. Thier balance transfers have helped me out at short notice and provided me with peace of mind .The rates are excellent and they are the only Credir Card provider I trust completely... Second to Non all round finance experts ... I would highly recommend being a Virgin Money Customer . Reviewed on: 9th January 2019

Honest, professional, and they actually listen when you talk to them !!

I made some silly mistakes when setting up my account, and Virgin Money's Customer Service line (In Britain) were really understanding. They treated me with respect all the way through putting it right, and never got at all annoyed when they had to repeat themselves because of a Mental Heath condition that I have. Thanks Virgin ! Oh, and your Broadband/TV are great too !! Reviewed on: 9th January 2019

The best "Do it all" credit card around !!

A really versatile Credit Card, with a great easy to use website :-) I did have a question about my account and Customer services were really helpful with the fact that i'm not great on computers. They gave me all my options, and didn't mind having to keep repeating themselves because of my awful memory. Thanks virgin (Love your TV too !) Reviewed on: 9th January 2019

Impressive

Very satisfied , helpful and sensitive staff. Tailored financial assistance I would recommend virgin credit card to anyone anytime. Thank you for your good custom Reviewed on: 8th January 2019

a very good service

I am delighted with virgin money . thank you so much Reviewed on: 8th January 2019

Great credit card

Great credit card fab 0%rate easy to apply and easy to make payments Reviewed on: 8th January 2019

simply excellent

trusted partner who gets things sorted Reviewed on: 8th January 2019

safe and secure with great support when you need it.

good value foreign exchange rates, good customer experience when credit card fraud penetrated my account and excellent response to enquiries and problems Reviewed on: 8th January 2019

Great Credit Cards

For someone with little credit history getting my first credit card, these guys were very helpful and gave a much better deal then my bank who I've been with since I was a child did. Reviewed on: 8th January 2019

Excelllent Service

General all round good service and competitive rates Reviewed on: 7th January 2019

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