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Virgin Money: Credit cards reviews

3.78
Based on 816 reviews, last reviewed 14th Aug 2026
133% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
64%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
20%

Latest highest rating:

5

Quick balance transfer card Needed a quick balance transfer card for short term purchase with lowest fee and 3 year 0% - Virgin had the best deal on offer and the process of borr... Read more Reviewed on: 14th August 2026
Julie W's avatar
Julie W

Latest lowest rating:

1

Unprofessional behaviour by senior investigators Till two weeks ago they were great, they blocked me from the app so couldn’t view statements, staff rather blame the customer than investigate why thi... Read more Reviewed on: 18th July 2026
Neil B's avatar
Neil B

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (816)

Honest, professional, and they actually listen when you talk to them !!

5
I made some silly mistakes when setting up my account, and Virgin Money's Customer Service line (In Britain) were really understanding. They treated me with respect all the way through putting it right, and never got at all annoyed when they had to repeat themselves because of a Mental Heath condition that I have. Thanks Virgin ! Oh, and your Broadband/TV are great too !! Reviewed on: 9th January 2019

The best "Do it all" credit card around !!

5
A really versatile Credit Card, with a great easy to use website :-) I did have a question about my account and Customer services were really helpful with the fact that i'm not great on computers. They gave me all my options, and didn't mind having to keep repeating themselves because of my awful memory. Thanks virgin (Love your TV too !) Reviewed on: 9th January 2019

Impressive

5
Very satisfied , helpful and sensitive staff. Tailored financial assistance I would recommend virgin credit card to anyone anytime. Thank you for your good custom Reviewed on: 8th January 2019

a very good service

5
I am delighted with virgin money . thank you so much Reviewed on: 8th January 2019

Great credit card

5
Great credit card fab 0%rate easy to apply and easy to make payments Reviewed on: 8th January 2019

simply excellent

5
trusted partner who gets things sorted Reviewed on: 8th January 2019

safe and secure with great support when you need it.

5
good value foreign exchange rates, good customer experience when credit card fraud penetrated my account and excellent response to enquiries and problems Reviewed on: 8th January 2019

Great Credit Cards

5
For someone with little credit history getting my first credit card, these guys were very helpful and gave a much better deal then my bank who I've been with since I was a child did. Reviewed on: 8th January 2019

Excelllent Service

5
General all round good service and competitive rates Reviewed on: 7th January 2019

Great site

5
A good experience activating card easy to follow even for a luddite like me and who doesn't love Branson Reviewed on: 7th January 2019

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