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Virgin Money: Credit cards reviews

3.81
Based on 799 reviews, last reviewed 21st Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
63%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
20%

Latest highest rating:

5

Would 100% recommend Great experience and easy to use the app, when I’ve had to contact them it’s always been easy Reviewed on: 13th June 2025
Kirsten O's avatar
Kirsten O

Latest lowest rating:

1

This bank has one of the worst service out there. This bank has one of the worst service out there. We have banked with them for over 65 years. The credit card cancels transactions without notificatio... Read more Reviewed on: 21st August 2025
Mark James's avatar
Mark James

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (799)

fab credit card

5
Online application easy. Online servicing straightforward to the extent that I have never needed to call an advisor. Reviewed on: 5th January 2019

Brilliant

5
Virgin Money offers brilliant offers and an excellent service. Reviewed on: 5th January 2019

Bang tidy

5
Efficient flexible and reliable products. Reviewed on: 5th January 2019

Virgin want 3 reviews from me?

1
They have 3 different icons with different messages that all lead to this site! They really must think highly of themselves as a company and only expect good reviews to invite their customers to write 3 reviews and not one! Reviewed on: 5th January 2019

Delighted

5
Really pleased with this credit card and the services provided. Have never experienced any problems whatsoever. Reviewed on: 4th January 2019

Great credit card

5
Very happy to be using the virgin credit card on our holiday fantastic 0% on purchases will really help spread the cost thank you Virgin Reviewed on: 4th January 2019

Virgin Money Credit Cards,SIMPLY the BEST

5
Speedy response from application to approval,HOWEVER would be better if it has a Mobile App Reviewed on: 4th January 2019

Easy to deal with

5
Probably thanks to Richard Branson, they not over complicate simple things. Thanks, Maciej Reviewed on: 4th January 2019

Fair and efficient

5
Great initial rate offered and new promotional rate offered when that one expired which was very competitive. Recommended. Reviewed on: 4th January 2019

No problems with my Virgin Credit Card

5
Everything always runs smoothly. Always make payments on time. Reviewed on: 3rd January 2019

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