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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.96 (799 reviews)

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3.81

Based on 799 reviews, last reviewed 21st Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

Would 100% recommend Great experience and easy to use the app, when I’ve had to contact them it’s always been easy Reviewed on: 13th June 2025

Latest lowest rating:

1

This bank has one of the worst service out there. This bank has one of the worst service out there. We have banked with them for over 65 years. The credit card cancels transactions without notificatio... Read more Reviewed on: 21st August 2025

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (799)

Great Service

Virgin Credit Card does all that it says on the box! Simple to apply and set up. Speedy delivery of the card and paperwork Reviewed on: 3rd January 2019

The Credit Card service I trust most

Virgin Money -easy to access,consistently reliable,friendly& helpful advisors. Reviewed on: 3rd January 2019

Excellent service

I feel very comfortable using Virgin Money unlike another card provider I used. I had a query which was dealt with promptly with one 'phone call by a very helpful and friendly member of staff who explained things clearly to me. My problem was immediately solved and, as promised, my account was updated in minutes. Very impressed. Reviewed on: 3rd January 2019

Excellent. No problems

No problems. Like that we can use it in usa with no additional charges/fees for using it overseas add you do with other cards Reviewed on: 3rd January 2019

Never had any problems

Never any problems. We like the fact that we can use this card abroad in the USA with no additional charges/fees for using it overseas! Excellent. Reviewed on: 3rd January 2019

Magical moments and hassle free banking

Excellant comunications from a world leader Reviewed on: 3rd January 2019

Sterling service

I have not used Virgin banking for some time but returned recently for various reasons. The main reason being the banking app is so easy to access and use unlike the previous bank app which was unusable despite many visits to various branches and several phone calls to help lines . Virgin is best for service . Reviewed on: 3rd January 2019

Changed my life

Virgin Money Credit Cards have absolutely changed my life and financial health for the better. Their service is outstanding and they don't plague me with emails and offers, unlike some other credit card providers. They worked with me to give me the best possible rate to help me begin managing my debt and future finances properly. When a company gives you such stellar service, you absolutely remain loyal to them. I can't recommend them enough! Reviewed on: 3rd January 2019

Easy Track on Spending

It's so easy to keep a track of your spending online. I find it easy to pay my balance/payment online too Reviewed on: 3rd January 2019

Fantastic service for a great product

Not had a moment's issue with virgin money, very professional Reviewed on: 3rd January 2019

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