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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.78 (816 reviews)

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3.78

Based on 816 reviews, last reviewed 14th Aug 2026

133% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

64%

11%

20%

Latest highest rating:

5

Quick balance transfer card Needed a quick balance transfer card for short term purchase with lowest fee and 3 year 0% - Virgin had the best deal on offer and the process of borr... Read more Reviewed on: 14th August 2026

Latest lowest rating:

1

Unprofessional behaviour by senior investigators Till two weeks ago they were great, they blocked me from the app so couldn’t view statements, staff rather blame the customer than investigate why thi... Read more Reviewed on: 18th July 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (816)

Very helpfull

The balance transfer option is awesome Reviewed on: 5th January 2019

Really poor customer service - charged 2.5% to decrease credit card limit

Incredibly long winded process to get through to the right department. Unhelpful and unclear customer service. Charging 2.5% to decrease the limit on my account and not understanding or explanation as to why from the customer service team. Reviewed on: 5th January 2019

Reply from Virgin Money Hi Samantha, thanks for getting in touch. If you'd like us to see if there's anything we can do to help just email your details to [email protected]. Thanks, Jane Response date: 6th January 2019

Amazing from day 1

Easy, quick and hassle free from signing up to using on a day to day basis. Highly recommend Virgin Money Credit Cards. Reviewed on: 5th January 2019

Excellent provider

Excellent customer service, offers and deals, the ease of access, and so speedy when using online . superb !! Reviewed on: 5th January 2019

Excellent Company

Very easy website to browse and overall great company with good rewards. Reviewed on: 5th January 2019

Good offers regularly, dated bank technology

Virgin are competitive, such is the only reason most people will choose any credit card. The big plus I give Virgin is that they continue to offer additional 0% offers long after you opened the account - this does make it possible to keep it if you didn't want to keep switching credit cards every other year. However, Virgin Money have no banking app for any device, no contactless card and no Apple/Android Pay integration. What more is there to say on that? Perhaps the fact that as a customer you don't find out that these features are missing until you've received the card, because in 2019 it is assumed that a card provider includes options like this. Reviewed on: 5th January 2019

Reply from Virgin Money Hi there, thanks for your feedback. We don't have an app at the moment but are actively working on one. We know that digital wallet functionality is something our customers are looking for, and the team are looking at it. We'll share news as soon as we can! Thanks, Jane Response date: 7th January 2019

Best credit card I have ever had

When I was clearly struggling whilst self employed they didn’t try to “help” by making my situation worse. They are always nice to me unlike my bank. Reviewed on: 5th January 2019

fab credit card

Online application easy. Online servicing straightforward to the extent that I have never needed to call an advisor. Reviewed on: 5th January 2019

Brilliant

Virgin Money offers brilliant offers and an excellent service. Reviewed on: 5th January 2019

Bang tidy

Efficient flexible and reliable products. Reviewed on: 5th January 2019

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