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Virgin Money: Credit cards reviews

3.81
Based on 807 reviews, last reviewed 18th May 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
63%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
20%

Latest highest rating:

5

Lower interest rates and good customer service Lower interest rates and good customer service Reviewed on: 18th May 2026
Mohammed A's avatar
Mohammed A

Latest lowest rating:

1

Ignore formal complaints and SAR I raised a formal complaint and despite replying several times and requesting a SAR they have ignored me. Astonishing isn't it. What is crazy is that ... Read more Reviewed on: 16th April 2026
Ian Bullock's avatar
Ian Bullock

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (807)

Bang tidy

5
Efficient flexible and reliable products. Reviewed on: 5th January 2019

Virgin want 3 reviews from me?

1
They have 3 different icons with different messages that all lead to this site! They really must think highly of themselves as a company and only expect good reviews to invite their customers to write 3 reviews and not one! Reviewed on: 5th January 2019

Delighted

5
Really pleased with this credit card and the services provided. Have never experienced any problems whatsoever. Reviewed on: 4th January 2019

Great credit card

5
Very happy to be using the virgin credit card on our holiday fantastic 0% on purchases will really help spread the cost thank you Virgin Reviewed on: 4th January 2019

Virgin Money Credit Cards,SIMPLY the BEST

5
Speedy response from application to approval,HOWEVER would be better if it has a Mobile App Reviewed on: 4th January 2019

Easy to deal with

5
Probably thanks to Richard Branson, they not over complicate simple things. Thanks, Maciej Reviewed on: 4th January 2019

Fair and efficient

5
Great initial rate offered and new promotional rate offered when that one expired which was very competitive. Recommended. Reviewed on: 4th January 2019

No problems with my Virgin Credit Card

5
Everything always runs smoothly. Always make payments on time. Reviewed on: 3rd January 2019

Great Service

5
Virgin Credit Card does all that it says on the box! Simple to apply and set up. Speedy delivery of the card and paperwork Reviewed on: 3rd January 2019

The Credit Card service I trust most

5
Virgin Money -easy to access,consistently reliable,friendly& helpful advisors. Reviewed on: 3rd January 2019

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