Write a review

Newsletter

Go to business site

Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.78 (816 reviews)

View other Virgin Money products

3.78

Based on 816 reviews, last reviewed 14th Aug 2026

133% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

64%

11%

20%

Latest highest rating:

5

Quick balance transfer card Needed a quick balance transfer card for short term purchase with lowest fee and 3 year 0% - Virgin had the best deal on offer and the process of borr... Read more Reviewed on: 14th August 2026

Latest lowest rating:

1

Unprofessional behaviour by senior investigators Till two weeks ago they were great, they blocked me from the app so couldn’t view statements, staff rather blame the customer than investigate why thi... Read more Reviewed on: 18th July 2026

Read all reviews Write a review

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Review Virgin Money: Credit cards now

Help others make smarter decisions by sharing your own experience.

Write a review

Virgin Money Credit cards reviews (816)

Virgin want 3 reviews from me?

They have 3 different icons with different messages that all lead to this site! They really must think highly of themselves as a company and only expect good reviews to invite their customers to write 3 reviews and not one! Reviewed on: 5th January 2019

Delighted

Really pleased with this credit card and the services provided. Have never experienced any problems whatsoever. Reviewed on: 4th January 2019

Great credit card

Very happy to be using the virgin credit card on our holiday fantastic 0% on purchases will really help spread the cost thank you Virgin Reviewed on: 4th January 2019

Virgin Money Credit Cards,SIMPLY the BEST

Speedy response from application to approval,HOWEVER would be better if it has a Mobile App Reviewed on: 4th January 2019

Easy to deal with

Probably thanks to Richard Branson, they not over complicate simple things. Thanks, Maciej Reviewed on: 4th January 2019

Fair and efficient

Great initial rate offered and new promotional rate offered when that one expired which was very competitive. Recommended. Reviewed on: 4th January 2019

No problems with my Virgin Credit Card

Everything always runs smoothly. Always make payments on time. Reviewed on: 3rd January 2019

Great Service

Virgin Credit Card does all that it says on the box! Simple to apply and set up. Speedy delivery of the card and paperwork Reviewed on: 3rd January 2019

The Credit Card service I trust most

Virgin Money -easy to access,consistently reliable,friendly& helpful advisors. Reviewed on: 3rd January 2019

Excellent service

I feel very comfortable using Virgin Money unlike another card provider I used. I had a query which was dealt with promptly with one 'phone call by a very helpful and friendly member of staff who explained things clearly to me. My problem was immediately solved and, as promised, my account was updated in minutes. Very impressed. Reviewed on: 3rd January 2019

Do you have a different Virgin Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Cards
from Smile Bank 3.84 from 4 reviews
Credit card (discontinued)
from Tymit 4.68 from 155 reviews
Everyday Credit Card
from Santander 3.66 from 26 reviews

Want to see more from Virgin Money?

Fixed Rate Savings
from Virgin Money 4.48 from 61 reviews
Help to Buy: ISA
from Virgin Money 4.45 from 23 reviews
M Plus account
from Virgin Money 4.32 from 33 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub