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Virgin Money: Credit cards reviews

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3.81
Based on 799 reviews, last reviewed 21st Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
63%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
20%

Latest highest rating:

5

Would 100% recommend Great experience and easy to use the app, when I’ve had to contact them it’s always been easy Reviewed on: 13th June 2025
Kirsten O's avatar
Kirsten O

Latest lowest rating:

1

This bank has one of the worst service out there. This bank has one of the worst service out there. We have banked with them for over 65 years. The credit card cancels transactions without notificatio... Read more Reviewed on: 21st August 2025
Mark James's avatar
Mark James
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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (799)

Top drawer

5
Easy to use and website information packed. Allied to my favourite airline, a sure winner. Accepted everywhere with no issues, with payments allocated super quick. Carlsberg, don't do credit cards, BUT Reviewed on: 1st January 2019
Robin Wilcox's avatar
Robin Wilcox

Excellent Service

5
Have used Virgin for years and they continue to impress Reviewed on: 1st January 2019
Chic Stewart's avatar
Chic Stewart

Solid card

5
Gave me what I needed after my last company let me down Reviewed on: 31st December 2018
Adam Rombach's avatar
Adam Rombach

Solid card

4
Gave me everything needed after my last card provider let me down Reviewed on: 31st December 2018
Adam Rombach's avatar
Adam Rombach

Fab

5
Easy to use website, everything in one place. Great loyalty programme Reviewed on: 31st December 2018
Sueb's avatar
Sueb

Great Card, Great Perks

5
This is probably the best card i've had, and i'm not kidding. I managed to take the wife to vegas with the airmiles! Happy Wife Happy Life... thanks to this credit card!! Reviewed on: 31st December 2018
Manjit's avatar
Manjit

Amazing and Easy

5
Good access to website. Really appreciate using contact for payment of £30. Transfer rates are excellent. Look forward to receiving my Flying Club miles and using them towards transatlantic flights. Reviewed on: 31st December 2018
Carol Hartley's avatar
Carol Hartley

Success story

5
I thoroughly enjoy using my Virgin Money Credit card to purchase most items. I look forward to receiving my Flying Club miles and appreciate the benefits of using my Air-miles. Reviewed on: 31st December 2018
Carol Hartley's avatar
Carol Hartley

Success story

5
Thoroughly enjoys using my Virgin Money Card. I look forward to receiving my Flying Club points and appreciate the benefits. Reviewed on: 31st December 2018
Carol Hartley's avatar
Carol Hartley

Easy and painless

5
Easy to use website. Quick decisions and updating Reviewed on: 31st December 2018
Chris's avatar
Chris

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