Write a review

Virgin Money: Credit Cards reviews

Name: Credit Cards
Rating: 3.96 (798 reviews)

View other Virgin Money products

3.79

Based on 798 reviews, last reviewed 13th Jun 2025

50% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

64%

11%

19%

Latest highest rating:

5

Would 100% recommend Great experience and easy to use the app, when I’ve had to contact them it’s always been easy Reviewed on: 13th June 2025

Latest lowest rating:

1

Disgusted with fees Purchased a product from an overseas seller and while I understand there are international transaction fees I wasn't expecting $130 for a computer to ... Read more Reviewed on: 11th March 2025

Read all reviews Write a review

About this product

Virgin Money offers a range of credit cards with various features to suit different needs. Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Do you have a Virgin Money credit card? If you do then you can help other customers make good financial decisions by leaving a Smart Money People review.

Review Virgin Money: Credit Cards now

Help others make smarter decisions by sharing your own experience.

Write a review

Virgin Money Credit Cards reviews (798)

BEWARE THE SMALL PRINT. THEY DID NOT FORGIVE A SIMPLE ADMIN ERROR!!

There was an error in amending my direct debit details and subsequently a payment was missed. Every payment prior to and after that was on time and over the minimum amount. Sudden £70+ interest per month added to my monthly repayment because I had 'broken the terms of the agreement' No information given to me in the form of email or letter until I called their customer service department who said there was absolutely nothing they can do. I have requested a balance transfer to another card and will never use their credit card facility again. Shocking customer service. Reviewed on: 19th December 2018

Good but you need an iPhone app !

good card but you need an app everyone has an app now why don’t you Reviewed on: 19th December 2018

Perfect 0% credit card

All 100% perfect with regards to interest, period, paying back options. Reviewed on: 18th December 2018

Perfect credit card for me

Perfect limit. Easy to pay back. Love the 29 months. Love 0% interest on purchase. Reviewed on: 18th December 2018

great service and brilliant staff to help

appreciate all the help and advice given to me during my difficult times Reviewed on: 18th December 2018

Number 1 credit card in UK

Very good flexible offers . Very helpful staff on phone banking . Reviewed on: 18th December 2018

Easy and secure

Easy to use but with good security procedures. Reviewed on: 18th December 2018

Excellent!

Always get what i go online for and hassle free. Reviewed on: 18th December 2018

Straight forward

I wanted to transfer a credit card balance to a zero rate. The process was straight forward no nonsense, no pushy upselling- exactly what I wanted. Reviewed on: 17th December 2018

Easy, trustworthy banking

Easy application process and balance transfer, card arrived super quick and making payments online is super quick and hassle free! Reviewed on: 17th December 2018

Do you have a different Virgin Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from 118 118 Money 4.84 from 1101 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.02 from 59 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews

Want to see more from Virgin Money?

Help to Buy: ISA
from Virgin Money 4.52 from 23 reviews
Fixed Rate Savings
from Virgin Money 4.26 from 60 reviews
Regular Savings
from Virgin Money 4.11 from 59 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub