Write a review

Go to business site

Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.81 (807 reviews)

View other Virgin Money products

3.81

Based on 807 reviews, last reviewed 18th May 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

Lower interest rates and good customer service Lower interest rates and good customer service Reviewed on: 18th May 2026

Latest lowest rating:

1

Ignore formal complaints and SAR I raised a formal complaint and despite replying several times and requesting a SAR they have ignored me. Astonishing isn't it. What is crazy is that ... Read more Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Review Virgin Money: Credit cards now

Help others make smarter decisions by sharing your own experience.

Write a review

Virgin Money Credit cards reviews (807)

Good but you need an iPhone app !

good card but you need an app everyone has an app now why don’t you Reviewed on: 19th December 2018

Perfect 0% credit card

All 100% perfect with regards to interest, period, paying back options. Reviewed on: 18th December 2018

Perfect credit card for me

Perfect limit. Easy to pay back. Love the 29 months. Love 0% interest on purchase. Reviewed on: 18th December 2018

great service and brilliant staff to help

appreciate all the help and advice given to me during my difficult times Reviewed on: 18th December 2018

Number 1 credit card in UK

Very good flexible offers . Very helpful staff on phone banking . Reviewed on: 18th December 2018

Easy and secure

Easy to use but with good security procedures. Reviewed on: 18th December 2018

Excellent!

Always get what i go online for and hassle free. Reviewed on: 18th December 2018

Straight forward

I wanted to transfer a credit card balance to a zero rate. The process was straight forward no nonsense, no pushy upselling- exactly what I wanted. Reviewed on: 17th December 2018

Easy, trustworthy banking

Easy application process and balance transfer, card arrived super quick and making payments online is super quick and hassle free! Reviewed on: 17th December 2018

very happy

Very good rates, and great offers and deals such as cash back and discounts etc Reviewed on: 17th December 2018

Do you have a different Virgin Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Luma 4.00 from 2 reviews
Cashback Plus Credit Card
from RBS 4.08 from 8 reviews
Nectar Credit Card
from Sainsburys Bank 3.64 from 97 reviews

Want to see more from Virgin Money?

Fixed Rate Savings
from Virgin Money 4.51 from 61 reviews
Help to Buy: ISA
from Virgin Money 4.45 from 23 reviews
Regular Savings
from Virgin Money 4.31 from 59 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub